Bank Branches › Closed and merged banks › Arkansas › Capital Savings and Loan Association
What happened to Capital Savings and Loan Association?
Capital Savings and Loan Association in West Helena, AR (earlier called West Helena Savings and Loan Association and 1 other name) was merged into Capital Federal Savings and Loan Association of Little Rock, AR with federal assistance on Jul 27, 1989. After 3 more changes of hands, what was Capital Savings and Loan Association is today part of Bank OZK (Little Rock, AR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1972West Helena Savings and Loan Association opens in West Helena, AR
- Aug 31, 1986renamed Nationwide Savings and Loan Association
- laterrenamed Capital Savings and Loan Association
- Jul 27, 1989ASSISTED MERGERCapital Savings and Loan Association was merged into Capital Federal Savings and Loan Association of Little Rock, AR with federal assistance.FDIC certificate 31915 ends; its business continues under certificate 32689.
- Jun 29, 1990RESOLVEDCapital Federal Savings and Loan Association of Little Rock, AR was closed in a federal resolution, and its business passed to Heritage Federal Savings and Loan Association of Little Rock, AR.FDIC certificate 32689 ends; its business continues under certificate 31505.
- Jan 7, 1999MERGEDHeritage Federal Savings and Loan Association (by then renamed Bank of the Ozarks) of Little Rock, AR merged into Bank of the Ozarks wca of Little Rock, AR.FDIC certificate 31505 ends; its business continues under certificate 15506.
- Jun 11, 1999MERGEDBank of the Ozarks wca of Little Rock, AR merged into Bank of the Ozarks, nwa of Little Rock, AR.FDIC certificate 15506 ends; its business continues under certificate 110.
- TodayOPEN
Bank OZKMain office Little Rock, AR · FDIC certificate 110 · 256 offices in 6 states on June 30, 2026Every Bank OZK office → Website on file with the FDIC: www.ozk.com
If you still have something from Capital Savings and Loan Association
A lien that was never released
Capital Federal Savings and Loan Association was closed in a federal resolution on Jun 29, 1990. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Bank OZK as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Heritage Federal Savings and Loan Association). Start with Bank OZK, and ask them to search under the name Capital Savings and Loan Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Bank OZK. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31915 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.