Bank Branches › Closed and merged banks › Florida › Peoples First Community Bank
What happened to Peoples First Community Bank?
Peoples First Community Bank in Panama City, FL (earlier called Peoples First Financial) failed, and Hancock Bank of Gulfport, MS took it over on Dec 18, 2009. That bank is now called Hancock Whitney Bank (Gulfport, MS).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1983Peoples First Financial opens in Panama City, FL
- laterrenamed Peoples First Community Bank
- Dec 18, 2009FAILEDPeoples First Community Bank failed, and Hancock Bank of Gulfport, MS took it over.FDIC certificate 32167 ends; its business continues under certificate 12441.
- TodayOPEN
Hancock Whitney BankMain office Gulfport, MS · FDIC certificate 12441 · 186 offices in 5 states on June 30, 2026Every Hancock Whitney Bank office → Website on file with the FDIC: www.hancockwhitney.com
If you still have something from Peoples First Community Bank
A lien that was never released
Peoples First Community Bank failed on Dec 18, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Hancock Whitney Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Hancock Bank). Start with Hancock Whitney Bank, and ask them to search under the name Peoples First Community Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Hancock Whitney Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
35 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2305 Highway 77Panama City, FL | OpenHancock Whitney Bank |
| 116 East Altamonte DriveAltamonte Springs, FL | No longer reported |
| 909 North State Road 434Altamonte Springs, FL | No longer reported |
| 500 Hunt Club Blvd.Apopka, FL | No longer reported |
| 1229 East State Road 436Casselberry, FL | No longer reported |
| 2900 North Jefferson StreetMarianna, FL | No longer reported |
| 107 East College AvenueTallahassee, FL | No longer reported |
| 2105 Capital Circle NeTallahassee, FL | No longer reported |
| 2453 Mahan DriveTallahassee, FL | No longer reported |
| 2920 Kerry Forest PkwyTallahassee, FL | No longer reported |
| 920 Saxon BlvdOrange City, FL | No longer reported |
| 1302 Ohio AveLynn Haven, FL | No longer reported |
| 1002 W 23rd StPanama City, FL | No longer reported |
| 1038 Harrison AvePanama City, FL | No longer reported |
| 3123 West 23rd StreetPanama City, FL | No longer reported |
| 607 S. Tyndall ParkwayPanama City, FL | No longer reported |
| 415 Beckrich RdPanama City Beach, FL | No longer reported |
| 9001 Front Beach RoadPanama City Beach, FL | No longer reported |
| 14075 Emerald Coast ParkwayDestin, FL | No longer reported |
| 1003 A John Sims PkyNiceville, FL | No longer reported |
| 1199 Eglin ParkwayShalimar, FL | No longer reported |
| 14333-104 Beach BoulevardJacksonville, FL | No longer reported |
| 1950 Cr 210 WestJacksonville, FL | No longer reported |
| 8195 Point Meadow WayJacksonville, FL | No longer reported |
| 2580 E Hwy 50Clermont, FL | No longer reported |
| 110 East Garden StreetPensacola, FL | No longer reported |
| 4920 Bayou BoulevardPensacola, FL | No longer reported |
| 940 Creighton RdPensacola, FL | No longer reported |
| 860 Cypress ParkwayKissimmee, FL | No longer reported |
| 300 Palm Coast Pky NePalm Coast, FL | No longer reported |
| 231 Gulf Breeze ParkwayGulf Breeze, FL | No longer reported |
| 4952 Highway 90Pace, FL | No longer reported |
| 110 A1a NorthPonte Vedra Beach, FL | No longer reported |
| 2114 Cove BoulevardPanama City, FL | No longer reported |
| 3621 US Hwy 231Panama City, FL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32167 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.