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Bank Branches › Closed and merged banks › California › Flagship Bank FSB

FDIC certificate 32483 · San Diego, CA

What happened to Flagship Bank FSB?

Flagship Bank FSB in San Diego, CA (earlier called Flagship Federal Savings and Loan Association and 1 other name) merged into International City Bank, National Association of Long Beach, CA on Dec 31, 1997. After 1 more change of hands, what was Flagship Bank FSB is today part of United Fidelity Bank, fsb (Evansville, IN).

1986
opened
1997
merged away
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1986
    Flagship Federal Savings and Loan Association opens in San Diego, CA
  2. Nov 30, 1988
    renamed Flagship Federal Savings Bank
  3. Feb 16, 1996
    renamed Flagship Bank FSB
  4. Dec 31, 1997
    MERGEDFlagship Bank FSB merged into International City Bank, National Association of Long Beach, CA.FDIC certificate 32483 ends; its business continues under certificate 25648.
  5. Nov 30, 2021
    MERGEDInternational City Bank, National Association (by then renamed International City Bank Federal Savings Bank) of Long Beach, CA merged into United Fidelity Bank, fsb of Evansville, IN.FDIC certificate 25648 ends; its business continues under certificate 29566.
  6. Today
    OPEN
    United Fidelity Bank, fsbMain office Evansville, IN · FDIC certificate 29566 · 22 offices in 5 states on June 30, 2026

    Every United Fidelity Bank, fsb office →   Website on file with the FDIC: www.unitedfidelity.com

If you still have something from Flagship Bank FSB

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Flagship Bank FSB as lienholder, start with United Fidelity Bank, fsb. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask United Fidelity Bank, fsb to search for the account under the name Flagship Bank FSB. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask United Fidelity Bank, fsb which branch now holds boxes from the Flagship Bank FSB office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

2 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.

OfficeLast filed under itNow
4493 Ruffin RoadSan Diego, CA1997No longer reported
3939 Governor DriveSan Diego, CA1997No longer reported

Banks folded into Flagship Bank FSB

1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.

BankEndedHow
Sun Savings and Loan AssociationSan Diego, CAJul 31, 1986assisted merger

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32483 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.