Bank Branches › Closed and merged banks › Oklahoma › Red River Federal Savings and Loan Association
What happened to Red River Federal Savings and Loan Association?
Red River Federal Savings and Loan Association in Lawton, OK failed, and Red River Federal Savings and Loan Association, F.A. of Lawton, OK took it over on Apr 26, 1991. After 2 more changes of hands, what was Red River Federal Savings and Loan Association is today part of International Bank of Commerce (Laredo, TX).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1988Red River Federal Savings and Loan Association opens in Lawton, OK
- Apr 26, 1991FAILEDRed River Federal Savings and Loan Association failed, and Red River Federal Savings and Loan Association, F.A. of Lawton, OK took it over.FDIC certificate 32605 ends; its business continues under certificate 33392.
- Mar 27, 1992RESOLVEDRed River Federal Savings and Loan Association, F.A. of Lawton, OK was closed in a federal resolution, and its business passed to Local Federal Bank, F.S.B. of Oklahoma City, OK.FDIC certificate 33392 ends; its business continues under certificate 28542.
- Jun 19, 2004MERGEDLocal Federal Bank, F.S.B. (by then renamed Local Oklahoma Bank) of Oklahoma City, OK merged into International Bank of Commerce of Laredo, TX.FDIC certificate 28542 ends; its business continues under certificate 19629.
- TodayOPEN
International Bank of CommerceMain office Laredo, TX · FDIC certificate 19629 · 80 offices in 1 state on June 30, 2026Every International Bank of Commerce office → Website on file with the FDIC: www.ibc.com
If you still have something from Red River Federal Savings and Loan Association
A lien that was never released
Red River Federal Savings and Loan Association failed on Apr 26, 1991, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask International Bank of Commerce as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Red River Federal Savings and Loan Association, F.A.). Start with International Bank of Commerce, and ask them to search under the name Red River Federal Savings and Loan Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask International Bank of Commerce. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Red River Federal Savings and Loan Association
4 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| First Federal Savings and Loan Association of Elk CityElk City, OK | Aug 31, 1988 |
| Peoples Federal Savings and Loan Association of ArdmoreArdmore, OK | Aug 31, 1988 |
| Home Savings Bank, FALawton, OK | Aug 31, 1988 |
| Heritage Savings and Loan Association of Elk CityElk City, OK | Aug 31, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32605 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.