Bank Branches › Closed and merged banks › Texas › Guaranty Bank
What happened to Guaranty Bank?
Guaranty Bank in Austin, TX (earlier called Guaranty Federal Savings Bank and 1 other name) failed, and Compass Bank of Birmingham, AL took it over on Aug 21, 2009. After 1 more change of hands, what was Guaranty Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1988Guaranty Federal Savings Bank opens in Austin, TX
- Mar 9, 1992renamed Guaranty Federal Bank, F.S.B.
- Nov 28, 2000renamed Guaranty Bank
- Aug 21, 2009FAILEDGuaranty Bank failed, and Compass Bank of Birmingham, AL took it over.FDIC certificate 32618 ends; its business continues under certificate 19048.
- Oct 8, 2021MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Guaranty Bank
A lien that was never released
Guaranty Bank failed on Aug 21, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to PNC Bank, National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Compass Bank). Start with PNC Bank, National Association, and ask them to search under the name Guaranty Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask PNC Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
258 offices filed under this charter in some year from 1994 on. 19 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 7951 Shoal Creek BlvdAustin, TX | OpenPNC Bank, National Association |
| 14550 Memorial DrHouston, TX | OpenPNC Bank, National Association |
| 1701 N Main StTaylor, TX | OpenPNC Bank, National Association |
| 1111 W Main StTomball, TX | OpenPNC Bank, National Association |
| 1912 W Stassney LnAustin, TX | OpenPNC Bank, National Association |
| 12200 Industry Blvd, 12200 Industry BlvdJackson, CA | OpenPNC Bank, National Association |
| 1121 W Bedford Euless RdHurst, TX | OpenPNC Bank, National Association |
| 1212 Bay Area BlvdHouston, TX | OpenPNC Bank, National Association |
| 2000 S Market StBrenham, TX | OpenPNC Bank, National Association |
| 3545 Gulf FwyDickinson, TX | OpenPNC Bank, National Association |
| 2131 Palmer HwyTexas City, TX | OpenPNC Bank, National Association |
| 300 W Main StFredericksburg, TX | OpenPNC Bank, National Association |
| 13402 Highway 6Santa Fe, TX | OpenPNC Bank, National Association |
| 603 E Washington Ave, Ste 3Navasota, TX | OpenPNC Bank, National Association |
| 111 N Glenbrook DrGarland, TX | OpenPNC Bank, National Association |
| 251 E Main StBellville, TX | OpenPNC Bank, National Association |
| 3815 Broadway StPearland, TX | OpenPNC Bank, National Association |
| 1200 N Kilgore StKilgore, TX | OpenPNC Bank, National Association |
| 100 E Abram StArlington, TX | OpenPNC Bank, National Association |
| 800 Main St.Bandera, TX | No longer reported |
| 3380 Mchenry AveEscalon, CA | No longer reported |
| 1150 W. Kettleman LnLodi, CA | No longer reported |
| 200 N. Church St.Lodi, CA | No longer reported |
| 201 N. Main St.Manteca, CA | No longer reported |
| 202 N. HunterStockton, CA | No longer reported |
| 2287 W. March LaneStockton, CA | No longer reported |
| 2427 W. Hammer LnStockton, CA | No longer reported |
| 2562 Pacific Ave.Stockton, CA | No longer reported |
| 8135 N. West Ln.Stockton, CA | No longer reported |
| 1070 N. Tracy Blvd.Tracy, CA | No longer reported |
| 31740 Railroad Canyon RdCanyon Lake, CA | No longer reported |
| 195 West Ontario AveCorona, CA | No longer reported |
| 66565 Peirson BlvdDesert Hot Springs, CA | No longer reported |
| 3013 W. Florida AveHemet, CA | No longer reported |
| 4100 E. Florida AveHemet, CA | No longer reported |
| 54355 Ridge View DrIdyllwild, CA | No longer reported |
| 46-900 Monroe D-401Indio, CA | No longer reported |
| 40780 California Oaks RoadMurrieta, CA | No longer reported |
| 72625 Highway 111Palm Desert, CA | No longer reported |
| 420 S Palm Canyon DrPalm Springs, CA | No longer reported |
Banks folded into Guaranty Bank
8 banks merged directly into this charter; counting the banks those had absorbed earlier, 88 charters end up inside it.
| Bank | Ended |
|---|---|
| Hemet Federal Savings and Loan AssociationHemet, CA | Jun 30, 1999 |
| Stockton Savings Bank, FSBStockton, CA | Jun 27, 1997 |
| First Federal Savings BankSan Antonio, TX | Jun 29, 1994 |
| American Federal Bank FSBDallas, TX | Nov 13, 1993 |
| Kilgore Federal Savings and Loan AssociationKilgore, TX | Feb 1, 1992 |
| First Federal Savings and Loan AssociationAustin, TX | Sep 30, 1988 |
| Delta Savings Association of TexasAlvin, TX | Sep 30, 1988 |
| Guaranty Federal Savings and Loan AssociationDallas, TX | Sep 30, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32618 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.