Bank Branches › Closed and merged banks › Illinois › St. Charles Federal Savings Association
What happened to St. Charles Federal Savings Association?
St. Charles Federal Savings Association in St. Charles, IL was closed in a federal resolution, and its business passed to Old Kent Bank, National Association of Elmhurst, IL on Nov 30, 1990. After 3 more changes of hands, what was St. Charles Federal Savings Association is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1990St. Charles Federal Savings Association opens in St. Charles, IL
- Nov 30, 1990RESOLVEDSt. Charles Federal Savings Association was closed in a federal resolution, and its business passed to Old Kent Bank, National Association of Elmhurst, IL.FDIC certificate 32898 ends; its business continues under certificate 12816.
- Feb 1, 1992MERGEDOld Kent Bank, National Association of Elmhurst, IL merged into Old Kent Bank-Chicago of Elmhurst, IL.FDIC certificate 12816 ends; its business continues under certificate 915.
- Jul 1, 1997MERGEDOld Kent Bank-Chicago (by then renamed Old Kent Bank) of Elmhurst, IL merged into Old Kent Bank of Grand Rapids, MI.FDIC certificate 915 ends; its business continues under certificate 993.
- Sep 30, 2009MERGEDOld Kent Bank (by then renamed Fifth Third Bank) of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from St. Charles Federal Savings Association
A lien that was never released
St. Charles Federal Savings Association was closed in a federal resolution on Nov 30, 1990. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Fifth Third Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Old Kent Bank, National Association). Start with Fifth Third Bank, National Association, and ask them to search under the name St. Charles Federal Savings Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Fifth Third Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into St. Charles Federal Savings Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| St Charles Savings and Loan AssociationSt. Charles, IL | Jan 11, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32898 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.