Bank Branches › Closed and merged banks › California › 1st Centennial Bank
What happened to 1st Centennial Bank?
1st Centennial Bank in Redlands, CA (earlier called Redlands Centennial Bank) failed, and First California Bank of Westlake Village, CA took it over on Jan 23, 2009. After 1 more change of hands, what was 1st Centennial Bank is today part of Banc of California (Los Angeles, CA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1990Redlands Centennial Bank opens in Redlands, CA
- Mar 3, 2003renamed 1st Centennial Bank
- Jan 23, 2009FAILED1st Centennial Bank failed, and First California Bank of Westlake Village, CA took it over.FDIC certificate 33025 ends; its business continues under certificate 22819.
- Jun 1, 2013MERGEDFirst California Bank of Westlake Village, CA merged into Pacific Western Bank of Los Angeles, CA.FDIC certificate 22819 ends; its business continues under certificate 24045.
- TodayOPEN
Banc of CaliforniaMain office Los Angeles, CA · FDIC certificate 24045 · 79 offices in 3 states on June 30, 2026Every Banc of California office → Website on file with the FDIC: www.bancofcal.com
If you still have something from 1st Centennial Bank
A lien that was never released
1st Centennial Bank failed on Jan 23, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Banc of California, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, First California Bank). Start with Banc of California, and ask them to search under the name 1st Centennial Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Banc of California. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
8 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 218 E State StRedlands, CA | OpenBanc of California |
| 15622 Arrow HwyIrwindale, CA | OpenBanc of California |
| 78-000 Fred Waring Drive, Suite 100Palm Desert, CA | No longer reported |
| 27645 Jefferson Avenue, Suite 116Temecula, CA | No longer reported |
| 320 West Mission AvenueEscondido, CA | No longer reported |
| 10 Pointe Drive, Suite 130Brea, CA | No longer reported |
| 180 S. IrwindaleAzusa, CA | No longer reported |
| 218 East State StreetRedlands, CA | No longer reported |
Banks folded into 1st Centennial Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Palomar Community BankEscondido, CA | May 24, 2002 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33025 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.