Bank Branches › Closed and merged banks › Florida › Sovereign Savings Bank, FSB
What happened to Sovereign Savings Bank, FSB?
Sovereign Savings Bank, FSB in Palm Harbor, FL was closed in a federal resolution, and its business passed to Fifth Third Savings Bank, F.S.B. of Naples, FL on Sep 13, 1991. After 3 more changes of hands, what was Sovereign Savings Bank, FSB is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1991Sovereign Savings Bank, FSB opens in Palm Harbor, FL
- Sep 13, 1991RESOLVEDSovereign Savings Bank, FSB was closed in a federal resolution, and its business passed to Fifth Third Savings Bank, F.S.B. of Naples, FL.FDIC certificate 33345 ends; its business continues under certificate 33501.
- Sep 9, 1995MERGEDFifth Third Savings Bank, F.S.B. (by then renamed Fifth Third Trust Co. and Savings Bank, F.S.B.) of Naples, FL merged into Fifth Third Bank of Florida of Naples, FL.FDIC certificate 33501 ends; its business continues under certificate 27542.
- Dec 31, 2003MERGEDFifth Third Bank of Florida (by then renamed Fifth Third Bank, Florida) of Naples, FL merged into Fifth Third Bank of Grand Rapids, MI.FDIC certificate 27542 ends; its business continues under certificate 993.
- Sep 30, 2009MERGEDFifth Third Bank of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from Sovereign Savings Bank, FSB
A lien that was never released
Sovereign Savings Bank, FSB was closed in a federal resolution on Sep 13, 1991. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Fifth Third Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Fifth Third Savings Bank, F.S.B.). Start with Fifth Third Bank, National Association, and ask them to search under the name Sovereign Savings Bank, FSB.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Fifth Third Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Sovereign Savings Bank, FSB
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Sovereign Savings BankPalm Harbor, FL | Mar 15, 1991 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33345 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.