Bank Branches › Closed and merged banks › Maryland › Second National Federal Savings Association
What happened to Second National Federal Savings Association?
Second National Federal Savings Association in Salisbury, MD was closed in a federal resolution, and its business passed to The First National Bank of Maryland of Baltimore, MD on Sep 16, 1994. After 1 more change of hands, what was Second National Federal Savings Association is today part of Manufacturers and Traders Trust Company (Buffalo, NY).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1992Second National Federal Savings Association opens in Salisbury, MD
- Sep 16, 1994RESOLVEDSecond National Federal Savings Association was closed in a federal resolution, and its business passed to The First National Bank of Maryland of Baltimore, MD.FDIC certificate 33750 ends; its business continues under certificate 4822.
- Apr 1, 2003MERGEDThe First National Bank of Maryland (by then renamed Allfirst Bank) of Baltimore, MD merged into Manufacturers and Traders Trust Company of Buffalo, NY.FDIC certificate 4822 ends; its business continues under certificate 588.
- TodayOPEN
Manufacturers and Traders Trust CompanyMain office Buffalo, NY · FDIC certificate 588 · 957 offices in 14 states on June 30, 2026Every Manufacturers and Traders Trust Company office → Website on file with the FDIC: www.mtb.com
If you still have something from Second National Federal Savings Association
A lien that was never released
Second National Federal Savings Association was closed in a federal resolution on Sep 16, 1994. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Manufacturers and Traders Trust Company as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, The First National Bank of Maryland). Start with Manufacturers and Traders Trust Company, and ask them to search under the name Second National Federal Savings Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Manufacturers and Traders Trust Company. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
34 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1818 Market StPhiladelphia, PA | OpenBank of America, National Association |
| 223 Glebe RdEaston, MD | OpenManufacturers and Traders Trust Company |
| 222 Phillip Morris DrSalisbury, MD | OpenManufacturers and Traders Trust Company |
| 6 Cedar StCambridge, MD | OpenHebron Savings Bank |
| 610 N Dupont BlvdMilford, DE | OpenCitizens Bank, National Association |
| 1419 Forest DriveAnnapolis, MD | No longer reported |
| 3083 Solomons Island RoadEdgewater, MD | No longer reported |
| 8500 Germantown AvenuePhiladelphia, PA | No longer reported |
| 7712 Wisconsin AveBethesda, MD | No longer reported |
| Benefield and Jumpers Hole RoadSeverna Park, MD | No longer reported |
| 934 Bay Ridge Rd.Annapolis, MD | No longer reported |
| Rt. 2 & West St.Annapolis, MD | No longer reported |
| 3033 Solomans Island RoadEdgewater, MD | No longer reported |
| 790 Governor Ritchie HwySeverna Park, MD | No longer reported |
| 8133 Elliott Rd.Easton, MD | No longer reported |
| 1275 Pennsylvania Avenue, N.W.Washington, DC | No longer reported |
| 3250 Belair RoadBaltimore, MD | No longer reported |
| 594 Cranbrook RoadCockeysville, MD | No longer reported |
| 3420 Belair Road, (Rt. 1)Baltimore, MD | No longer reported |
| 12791 Harbor Dr.Woodbridge, VA | No longer reported |
| 1308 Centerville RoadWilmington, DE | No longer reported |
| 9th & Shipley St.Wilmington, DE | No longer reported |
| Centerville Rd & Old CapitalWilmington, DE | No longer reported |
| 4537 Highway OneLewes, DE | No longer reported |
| 4537 Highway OneLewes, DE | No longer reported |
| 625 North Dupont HighwayMilford, DE | No longer reported |
| 323-B Rehobeth Ave.Rehoboth, DE | No longer reported |
| 303 South Main St.Bel Air, MD | No longer reported |
| 12001 Lee Jackson Memorial HighwayFairfax, VA | No longer reported |
| 1503 S. Salisbury Blvd.Salisbury, MD | No longer reported |
| Rt. 450 & Racetrack Road Box 4Bowie, MD | No longer reported |
| 7900 Coastal HwyOcean City, MD | No longer reported |
| 700a Philadelphia Ave.Ocean City, MD | No longer reported |
| 79th St.Ocean City, MD | No longer reported |
Banks folded into Second National Federal Savings Association
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| Second National Federal Savings BankSalisbury, MD | Dec 4, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33750 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.