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Bank Branches › Closed and merged banks › Maryland › Second National Federal Savings Association

FDIC certificate 33750 · Salisbury, MD

What happened to Second National Federal Savings Association?

Second National Federal Savings Association in Salisbury, MD was closed in a federal resolution, and its business passed to The First National Bank of Maryland of Baltimore, MD on Sep 16, 1994. After 1 more change of hands, what was Second National Federal Savings Association is today part of Manufacturers and Traders Trust Company (Buffalo, NY).

1992
opened
1994
ended
1
name it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1992
    Second National Federal Savings Association opens in Salisbury, MD
  2. Sep 16, 1994
    RESOLVEDSecond National Federal Savings Association was closed in a federal resolution, and its business passed to The First National Bank of Maryland of Baltimore, MD.FDIC certificate 33750 ends; its business continues under certificate 4822.
  3. Apr 1, 2003
    MERGEDThe First National Bank of Maryland (by then renamed Allfirst Bank) of Baltimore, MD merged into Manufacturers and Traders Trust Company of Buffalo, NY.FDIC certificate 4822 ends; its business continues under certificate 588.
  4. Today
    OPEN
    Manufacturers and Traders Trust CompanyMain office Buffalo, NY · FDIC certificate 588 · 957 offices in 14 states on June 30, 2026

    Every Manufacturers and Traders Trust Company office →   Website on file with the FDIC: www.mtb.com

If you still have something from Second National Federal Savings Association

A lien that was never released

Second National Federal Savings Association was closed in a federal resolution on Sep 16, 1994. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Manufacturers and Traders Trust Company as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, The First National Bank of Maryland). Start with Manufacturers and Traders Trust Company, and ask them to search under the name Second National Federal Savings Association.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Manufacturers and Traders Trust Company. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

34 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.

OfficeLast filed under itNow
1818 Market StPhiladelphia, PA1994OpenBank of America, National Association
223 Glebe RdEaston, MD1994OpenManufacturers and Traders Trust Company
222 Phillip Morris DrSalisbury, MD1994OpenManufacturers and Traders Trust Company
6 Cedar StCambridge, MD1994OpenHebron Savings Bank
610 N Dupont BlvdMilford, DE1994OpenCitizens Bank, National Association
1419 Forest DriveAnnapolis, MD1998No longer reported
3083 Solomons Island RoadEdgewater, MD1998No longer reported
8500 Germantown AvenuePhiladelphia, PA1994No longer reported
7712 Wisconsin AveBethesda, MD1994No longer reported
Benefield and Jumpers Hole RoadSeverna Park, MD1994No longer reported
934 Bay Ridge Rd.Annapolis, MD1994No longer reported
Rt. 2 & West St.Annapolis, MD1994No longer reported
3033 Solomans Island RoadEdgewater, MD1994No longer reported
790 Governor Ritchie HwySeverna Park, MD1994No longer reported
8133 Elliott Rd.Easton, MD1994No longer reported
1275 Pennsylvania Avenue, N.W.Washington, DC1994No longer reported
3250 Belair RoadBaltimore, MD1994No longer reported
594 Cranbrook RoadCockeysville, MD1994No longer reported
3420 Belair Road, (Rt. 1)Baltimore, MD1994No longer reported
12791 Harbor Dr.Woodbridge, VA1994No longer reported
1308 Centerville RoadWilmington, DE1994No longer reported
9th & Shipley St.Wilmington, DE1994No longer reported
Centerville Rd & Old CapitalWilmington, DE1994No longer reported
4537 Highway OneLewes, DE1994No longer reported
4537 Highway OneLewes, DE1994No longer reported
625 North Dupont HighwayMilford, DE1994No longer reported
323-B Rehobeth Ave.Rehoboth, DE1994No longer reported
303 South Main St.Bel Air, MD1994No longer reported
12001 Lee Jackson Memorial HighwayFairfax, VA1994No longer reported
1503 S. Salisbury Blvd.Salisbury, MD1994No longer reported
Rt. 450 & Racetrack Road Box 4Bowie, MD1994No longer reported
7900 Coastal HwyOcean City, MD1994No longer reported
700a Philadelphia Ave.Ocean City, MD1994No longer reported
79th St.Ocean City, MD1994No longer reported

Banks folded into Second National Federal Savings Association

1 bank merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.

BankEndedHow
Second National Federal Savings BankSalisbury, MDDec 4, 1992failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33750 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.