Bank Branches › Closed and merged banks › Missouri › Liberty Bank
What happened to Liberty Bank?
Liberty Bank in Springfield, MO merged into Simmons First National Bank of Pine Bluff, AR on Apr 25, 2015. That bank is now called Simmons Bank (Pine Bluff, AR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1995Liberty Bank opens in Springfield, MO
- Apr 25, 2015MERGEDLiberty Bank merged into Simmons First National Bank of Pine Bluff, AR.FDIC certificate 34087 ends; its business continues under certificate 3890.
- TodayOPEN
Simmons BankMain office Pine Bluff, AR · FDIC certificate 3890 · 229 offices in 6 states on June 30, 2026Every Simmons Bank office → Website on file with the FDIC: www.simmonsbank.com
If you still have something from Liberty Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Liberty Bank as lienholder, start with Simmons Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Simmons Bank to search for the account under the name Liberty Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Simmons Bank which branch now holds boxes from the Liberty Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
26 offices filed under this charter in some year from 1994 on. 15 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2350 S Range Line RdJoplin, MO | OpenSimmons Bank |
| 14 Public SqStockton, MO | OpenSimmons Bank |
| 4625 S National AveSpringfield, MO | OpenSimmons Bank |
| 2809 E Sunshine StSpringfield, MO | OpenSimmons Bank |
| 21159 Main StReeds Spring, MO | OpenSimmons Bank |
| 1401 W. Highway J.Ozark, MO | OpenSimmons Bank |
| 500 E Mount Vernon BlvdMount Vernon, MO | OpenSimmons Bank |
| 1414 E Primrose StSpringfield, MO | OpenSimmons Bank |
| 210 N West BypSpringfield, MO | OpenSimmons Bank |
| 1540 State Highway 248Branson, MO | OpenSimmons Bank |
| 401 E 4th StLockwood, MO | OpenSimmons Bank |
| 701 W Mount Vernon StNixa, MO | OpenSimmons Bank |
| 203 Pirate LnCrane, MO | OpenSimmons Bank |
| 1406 S State Highway 32El Dorado Springs, MO | OpenSimmons Bank |
| 1350 Spur Dr, Ste 270Marshfield, MO | OpenSimmons Bank |
| 307 North Grand StreetGreenfield, MO | No longer reported |
| 4021 S. CampbellSpringfield, MO | No longer reported |
| 2423 W Republic RdSpringfield, MO | No longer reported |
| 393 North 21st StreetOzark, MO | No longer reported |
| 513 State Highway 165Branson, MO | No longer reported |
| 2311 West 7th StreetJoplin, MO | No longer reported |
| 1946 South Garrison AvenueCarthage, MO | No longer reported |
| 16407 Rt 13Reeds Spring, MO | No longer reported |
| 30667 State Hwy 413Galena, MO | No longer reported |
| 8041 W. State Hwy 76Cape Fair, MO | No longer reported |
| 2360 East SunshineSpringfield, MO | No longer reported |
Banks folded into Liberty Bank
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Stone County National BankCrane, MO | Dec 8, 2012 |
| Village BankSpringfield, MO | Mar 25, 2011 |
| Sac River Valley BankStockton, MO | Jan 5, 1999 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34087 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.