Bank Branches › Closed and merged banks › Minnesota › BNC National Bank
What happened to BNC National Bank?
BNC National Bank in Minneapolis, MN (earlier called BNC National Bank of Minnesota) merged into BNC National Bank of Glendale, AZ on Apr 8, 2002. BNC National Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1996BNC National Bank of Minnesota opens in Minneapolis, MN
- Nov 20, 2000renamed BNC National Bank
- Apr 8, 2002MERGEDBNC National Bank merged into BNC National Bank of Glendale, AZ.FDIC certificate 34123 ends; its business continues under certificate 57197.
- TodayOPEN
BNC National BankMain office Glendale, AZ · FDIC certificate 57197 · 12 offices in 2 states on June 30, 2026Every BNC National Bank office → Website on file with the FDIC: www.bncbank.com
If you still have something from BNC National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows BNC National Bank as lienholder, start with BNC National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask BNC National Bank to search for the account under the name BNC National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask BNC National Bank which branch now holds boxes from the BNC National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
15 offices filed under this charter in some year from 1994 on. 11 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 322 E Main AveBismarck, ND | OpenBNC National Bank |
| 104 N Broadway StLinton, ND | OpenBNC National Bank |
| 205 N Main StWatford City, ND | OpenBNC National Bank |
| 210 S Main StStanley, ND | OpenBNC National Bank |
| 801 E Century AveBismarck, ND | OpenBNC National Bank |
| 83 Main StEllendale, ND | OpenChoice Financial Group |
| 206 S Main StCrosby, ND | OpenBNC National Bank |
| 92 N Main StGarrison, ND | OpenBNC National Bank |
| 103 1st Ave SeKenmare, ND | OpenState Bank & Trust of Kenmare |
| 219 S 3rd StBismarck, ND | OpenBNC National Bank |
| 116 N 4th StBismarck, ND | OpenBNC National Bank |
| 1144 College DriveBismarck, ND | No longer reported |
| 1000 West Century AvenueBismarck, ND | No longer reported |
| 3137 32nd Ave SwFargo, ND | No longer reported |
| 650 Douglas DriveGolden Valley, MN | No longer reported |
Banks folded into BNC National Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| BNC National BankBismarck, ND | Nov 20, 2000 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34123 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.