Bank Branches › Closed and merged banks › Georgia › Sapelo National Bank
What happened to Sapelo National Bank?
Sapelo National Bank in Darien, GA merged into Atlantic Southern Bank of Macon, GA on Dec 15, 2006. The chain runs 2 steps further and ends with no operating bank.
The chain, step by step
From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.
- 1997Sapelo National Bank opens in Darien, GA
- Dec 15, 2006MERGEDSapelo National Bank merged into Atlantic Southern Bank of Macon, GA.FDIC certificate 34235 ends; its business continues under certificate 57213.
- May 20, 2011FAILEDAtlantic Southern Bank of Macon, GA failed, and CertusBank, National Association of Easley, SC took it over.FDIC certificate 57213 ends; its business continues under certificate 59028.
- Nov 2, 2015CLOSEDCertusBank, National Association of Easley, SC closed voluntarily. It did not fail.FDIC certificate 59028 ends.
- NO SUCCESSOR BANK
The FDIC record ends here. No operating bank carries this charter today.
If you still have something from Sapelo National Bank
A lien that was never released
Atlantic Southern Bank failed on May 20, 2011. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, CertusBank, National Association).
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
3 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 3420 Cypress Mill RoadBrunswick, GA | No longer reported |
| Perry Lane RoadBrunswick, GA | No longer reported |
| 1200 NorthwayDarien, GA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34235 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.