Bank Branches › Closed and merged banks › Arkansas › Summit Bank
What happened to Summit Bank?
Summit Bank in Arkadelphia, AR (earlier called Horizon Bank of Columbia County and 1 other name) merged into Bank of the Ozarks of Little Rock, AR on May 17, 2014. That bank is now called Bank OZK (Little Rock, AR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1997Horizon Bank of Columbia County opens in Arkadelphia, AR
- Feb 14, 2000renamed Summit Bank, Inc.
- Aug 20, 2007renamed Summit Bank
- May 17, 2014MERGEDSummit Bank merged into Bank of the Ozarks of Little Rock, AR.FDIC certificate 34433 ends; its business continues under certificate 110.
- TodayOPEN
Bank OZKMain office Little Rock, AR · FDIC certificate 110 · 256 offices in 6 states on June 30, 2026Every Bank OZK office → Website on file with the FDIC: www.ozk.com
If you still have something from Summit Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Summit Bank as lienholder, start with Bank OZK. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank OZK to search for the account under the name Summit Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank OZK which branch now holds boxes from the Summit Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
28 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 401 Section Line RdHot Springs, AR | OpenBank OZK |
| 24705 State Highway 5Lonsdale, AR | OpenBank OZK |
| 545 Salem RdConway, AR | OpenBank OZK |
| 409 Main StArkadelphia, AR | OpenBank OZK |
| 1800 N Taylor StLittle Rock, AR | OpenBank OZK |
| 3650 N Highway 7Hot Springs, AR | OpenBank OZK |
| 2960 Pine StArkadelphia, AR | OpenBank OZK |
| 333 Ouachita AveHot Springs, AR | OpenBank OZK |
| 600 S Main StHope, AR | OpenBank OZK |
| 608 E Page AveMalvern, AR | OpenBank OZK |
| 1540 Airport Rd, Ste AHot Springs, AR | OpenBank OZK |
| 1608 Martin Luther King BlvdMalvern, AR | OpenBank OZK |
| 305 N JacksonMagnolia, AR | OpenThe Peoples Bank |
| 901 Main StreetArkadelphia, AR | No longer reported |
| 1721 Mlk Blvd, Suite UMalvern, AR | No longer reported |
| 1800 Military RoadBenton, AR | No longer reported |
| 1114 Highway 35 NorthBenton, AR | No longer reported |
| 6110 Highway 5 NorthBryant, AR | No longer reported |
| 201skyline Drive, Suite 38Conway, AR | No longer reported |
| 1303 N Hervey StHope, AR | No longer reported |
| 10700 North Rodney Parham Road, Suite A-8Little Rock, AR | No longer reported |
| 11121 North Rodney Parham Road, Suite 14-ALittle Rock, AR | No longer reported |
| 12915 Cantrell RoadLittle Rock, AR | No longer reported |
| 150 Airport RoadHot Springs, AR | No longer reported |
| 2212 Malvern Avenue, Suite 1Hot Springs, AR | No longer reported |
| 1606 HollensworthMagnolia, AR | No longer reported |
| 11219 Financial Center ParkwLittle Rock, AR | No longer reported |
| 200 East Main StreetWaldo, AR | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34433 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.