Bank Branches › Closed and merged banks › Florida › Riverside Bank of the Gulf Coast
What happened to Riverside Bank of the Gulf Coast?
Riverside Bank of the Gulf Coast in Cape Coral, FL failed, and TIB Bank of Naples, FL took it over on Feb 13, 2009. After 2 more changes of hands, what was Riverside Bank of the Gulf Coast is today part of First Horizon Bank (Memphis, TN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1997Riverside Bank of the Gulf Coast opens in Cape Coral, FL
- Feb 13, 2009FAILEDRiverside Bank of the Gulf Coast failed, and TIB Bank of Naples, FL took it over.FDIC certificate 34563 ends; its business continues under certificate 21435.
- Apr 30, 2011MERGEDTIB Bank of Naples, FL merged into NAFH National Bank of Raleigh, NC.FDIC certificate 21435 ends; its business continues under certificate 59049.
- Nov 30, 2017MERGEDNAFH National Bank (by then renamed Capital Bank Corporation) of Raleigh, NC merged into First Tennessee Bank, National Association of Memphis, TN.FDIC certificate 59049 ends; its business continues under certificate 4977.
- TodayOPEN
First Horizon BankMain office Memphis, TN · FDIC certificate 4977 · 406 offices in 12 states on June 30, 2026Every First Horizon Bank office → Website on file with the FDIC: www.firsthorizon.com
If you still have something from Riverside Bank of the Gulf Coast
A lien that was never released
Riverside Bank of the Gulf Coast failed on Feb 13, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to First Horizon Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, TIB Bank). Start with First Horizon Bank, and ask them to search under the name Riverside Bank of the Gulf Coast.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First Horizon Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
14 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 15280 Mcgregor BlvdFort Myers, FL | OpenFirst Horizon Bank |
| 1099 Tamiami Trl NNokomis, FL | OpenFirst Horizon Bank |
| 506 Cape Coral Pkwy ECape Coral, FL | OpenFirst Horizon Bank |
| 9820 Stringfellow RdSaint James City, FL | OpenFirst Horizon Bank |
| 5247 Golden Gate ParkwayNaples, FL | No longer reported |
| 9885 Collier BoulevardNaples, FL | No longer reported |
| 6225 East State Road 64Bradenton, FL | No longer reported |
| 717 East Venice AvenueVenice, FL | No longer reported |
| 5950 Beneva RoadSarasota, FL | No longer reported |
| 211 S Tamiami TrailVenice, FL | No longer reported |
| 3405 Hancock Bridge ParkwayNorth Fort Myers, FL | No longer reported |
| 2209 Santa Barbara BoulevardCape Coral, FL | No longer reported |
| 2107 Santa Barbara BlvdCape Coral, FL | No longer reported |
| 5266 Golden Gate ParkwayNaples, FL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34563 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.