Bank Branches › Closed and merged banks › New Mexico › New Mexico Bank & Trust
What happened to New Mexico Bank & Trust?
New Mexico Bank & Trust in Albuquerque, NM merged into HTLF Bank of Denver, CO on Aug 18, 2023. After 1 more change of hands, what was New Mexico Bank & Trust is today part of UMB Bank, National Association (Kansas City, MO).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1998New Mexico Bank & Trust opens in Albuquerque, NM
- Aug 18, 2023MERGEDNew Mexico Bank & Trust merged into HTLF Bank of Denver, CO.FDIC certificate 34726 ends; its business continues under certificate 58458.
- Feb 1, 2025MERGEDHTLF Bank of Denver, CO merged into UMB Bank, National Association of Kansas City, MO.FDIC certificate 58458 ends; its business continues under certificate 8273.
- TodayOPEN
UMB Bank, National AssociationMain office Kansas City, MO · FDIC certificate 8273 · 192 offices in 14 states on June 30, 2026Every UMB Bank, National Association office → Website on file with the FDIC: www.umb.com
If you still have something from New Mexico Bank & Trust
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows New Mexico Bank & Trust as lienholder, start with UMB Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask UMB Bank, National Association to search for the account under the name New Mexico Bank & Trust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask UMB Bank, National Association which branch now holds boxes from the New Mexico Bank & Trust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
27 offices filed under this charter in some year from 1994 on. 21 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 320 Gold Ave SwAlbuquerque, NM | OpenUMB Bank, National Association |
| 1592 Saint Michaels DrSanta Fe, NM | OpenUMB Bank, National Association |
| 1810 Main St NwLos Lunas, NM | OpenUMB Bank, National Association |
| 7021 Jefferson St NeAlbuquerque, NM | OpenUMB Bank, National Association |
| 6201 Riverside Plaza Ln NwAlbuquerque, NM | OpenUMB Bank, National Association |
| 4001 Southern Blvd SeRio Rancho, NM | OpenUMB Bank, National Association |
| 1549 Paseo De PeraltaSanta Fe, NM | OpenUMB Bank, National Association |
| 709 Pile StClovis, NM | OpenUMB Bank, National Association |
| 2300 Louisiana Blvd NeAlbuquerque, NM | OpenUMB Bank, National Association |
| 1475 Central AveLos Alamos, NM | OpenUMB Bank, National Association |
| 101 E Route 66 BlvdTucumcari, NM | OpenUMB Bank, National Association |
| 411 Carr LnEspanola, NM | OpenUMB Bank, National Association |
| 9500 Montgomery Boulevard NE, Sierra Vista Shopping CenterAlbuquerque, NM | OpenUMB Bank, National Association |
| 3701 4th St NwAlbuquerque, NM | OpenUMB Bank, National Association |
| 7830 Enchanted Hills Blvd NeRio Rancho, NM | OpenUMB Bank, National Association |
| 173-45 US Highway 64Tierra Amarilla, NM | OpenUMB Bank, National Association |
| 1104 S 2nd StRaton, NM | OpenUMB Bank, National Association |
| 2458 Historic Route 66Santa Rosa, NM | OpenUMB Bank, National Association |
| 1 First National PlaceAngel Fire, NM | OpenUMB Bank, National Association |
| 201 Main StClayton, NM | OpenUMB Bank, National Association |
| 1612 E Spruce StPortales, NM | OpenUMB Bank, National Association |
| 301 South Us Highway 54Logan, NM | No longer reported |
| 2009 Ross StreetClovis, NM | No longer reported |
| 219 East 7th StreetDalhart, TX | No longer reported |
| 2200 North MainClovis, NM | No longer reported |
| 430 Main StreetMelrose, NM | No longer reported |
| 150 Washington AvenueSanta Fe, NM | No longer reported |
Banks folded into New Mexico Bank & Trust
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| Community BankSanta Fe, NM | Aug 21, 2015 |
| First National Bank of ClovisClovis, NM | Jan 1, 2000 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34726 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.