Bank Branches › Closed and merged banks › Minnesota › Lakeland National Bank
What happened to Lakeland National Bank?
Lakeland National Bank in Lino Lakes, MN merged into Community National Bank of Lino Lakes, MN on Dec 1, 2000. After 1 more change of hands, what was Lakeland National Bank is today part of Farmers & Merchants Savings Bank (Manchester, IA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1998Lakeland National Bank opens in Lino Lakes, MN
- Dec 1, 2000MERGEDLakeland National Bank merged into Community National Bank of Lino Lakes, MN.FDIC certificate 34773 ends; its business continues under certificate 23306.
- Dec 17, 2010FAILEDCommunity National Bank of Lino Lakes, MN failed, and Farmers & Merchants Savings Bank of Manchester, IA took it over.FDIC certificate 23306 ends; its business continues under certificate 9298.
- TodayOPEN
Farmers & Merchants Savings BankMain office Manchester, IA · FDIC certificate 9298 · 7 offices in 2 states on June 30, 2026Every Farmers & Merchants Savings Bank office → Website on file with the FDIC: www.fmbankia.com
If you still have something from Lakeland National Bank
A lien that was never released
Community National Bank failed on Dec 17, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Farmers & Merchants Savings Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Farmers & Merchants Savings Bank). Start with Farmers & Merchants Savings Bank, and ask them to search under the name Lakeland National Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Farmers & Merchants Savings Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
2 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 845 East County Road 32Vadnais Heights, MN | OpenFarmers & Merchants Savings Bank |
| 7641 Lake DriveLino Lakes, MN | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34773 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.