Bank Branches › Closed and merged banks › Virginia › Village Bank
What happened to Village Bank?
Village Bank in Midlothian, VA (earlier called Southern Community Bank & Trust) merged into TowneBank of Portsmouth, VA on Apr 1, 2025. TowneBank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1999Southern Community Bank & Trust opens in Midlothian, VA
- Jan 1, 2005renamed Village Bank
- Apr 1, 2025MERGEDVillage Bank merged into TowneBank of Portsmouth, VA.FDIC certificate 35111 ends; its business continues under certificate 35095.
- TodayOPEN
TowneBankMain office Portsmouth, VA · FDIC certificate 35095 · 81 offices in 4 states on June 30, 2026Every TowneBank office → Website on file with the FDIC: www.townebank.com
If you still have something from Village Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Village Bank as lienholder, start with TowneBank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask TowneBank to search for the account under the name Village Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask TowneBank which branch now holds boxes from the Village Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
18 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 13531 Midlothian TpkeMidlothian, VA | OpenTowneBank |
| 8051 Mechanicsville TpkeMechanicsville, VA | OpenTowneBank |
| 1501 Santa Rosa RdRichmond, VA | OpenTowneBank |
| 1793 Southcreek OnePowhatan, VA | OpenTowneBank |
| 10035 Sliding Hill RdAshland, VA | OpenTowneBank |
| 6736 Southshore DrMidlothian, VA | OpenTowneBank |
| 5372 Discovery Park Blvd, Ste 101Williamsburg, VA | No longer reported |
| 3117 W Marshall StRichmond, VA | No longer reported |
| 1440 W Hundred RdChester, VA | No longer reported |
| 1650 Willow Lawn DriveRichmond, VA | No longer reported |
| 1120 Huguenot RoadMidlothian, VA | No longer reported |
| 6551 Centralia RoadChesterfield, VA | No longer reported |
| 6127 Mechanicsville TurnpikeMechanicsville, VA | No longer reported |
| 13521 Waterford PlaceMidlothian, VA | No longer reported |
| 15521 Midlothian TurnpikeMidlothian, VA | No longer reported |
| 11450 Robious RoadRichmond, VA | No longer reported |
| 109 East Nine Mile RoadHighland Springs, VA | No longer reported |
| 1231 Alverser DriveMidlothian, VA | No longer reported |
Banks folded into Village Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| River City BankMechanicsville, VA | Oct 14, 2008 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 35111 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.