Bank Branches › Closed and merged banks › Missouri › Reliance Bank
What happened to Reliance Bank?
Reliance Bank in Des Peres, MO merged into Simmons Bank of Pine Bluff, AR on Apr 13, 2019. Simmons Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1999Reliance Bank opens in Des Peres, MO
- Apr 13, 2019MERGEDReliance Bank merged into Simmons Bank of Pine Bluff, AR.FDIC certificate 35123 ends; its business continues under certificate 3890.
- TodayOPEN
Simmons BankMain office Pine Bluff, AR · FDIC certificate 3890 · 229 offices in 6 states on June 30, 2026Every Simmons Bank office → Website on file with the FDIC: www.simmonsbank.com
If you still have something from Reliance Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Reliance Bank as lienholder, start with Simmons Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Simmons Bank to search for the account under the name Reliance Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Simmons Bank which branch now holds boxes from the Reliance Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
29 offices filed under this charter in some year from 1994 on. 14 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 4301 Manchester AveSaint Louis, MO | OpenSimmons Bank |
| 14241 Metro PkwyFort Myers, FL | OpenUnited Fidelity Bank, fsb |
| 10301 Clayton RdFrontenac, MO | OpenSimmons Bank |
| 1000 S Highway DrFenton, MO | OpenSimmons Bank |
| 1001 Howdershell RdFlorissant, MO | OpenSimmons Bank |
| 6100 Mexico RdSaint Peters, MO | OpenSimmons Bank |
| 5401 S Lindbergh BlvdSaint Louis, MO | OpenSimmons Bank |
| 9769 Olive BlvdSaint Louis, MO | OpenSimmons Bank |
| 985 Wentzville PkwyWentzville, MO | OpenSimmons Bank |
| 611 Big Bend RdManchester, MO | OpenSimmons Bank |
| 17263 Wild Horse Creek RdChesterfield, MO | OpenSimmons Bank |
| 5739 Telegraph RdSaint Louis, MO | OpenSimmons Bank |
| 11781 Manchester RdDes Peres, MO | OpenSimmons Bank |
| 2455 Highway KO Fallon, MO | OpenSimmons Bank |
| 450 Regency ParkO Fallon, IL | No longer reported |
| One Mcknight PlaceSaint Louis, MO | No longer reported |
| 180 Admiral Trost DrColumbia, IL | No longer reported |
| 1254 University Drive, Suite 100Edwardsville, IL | No longer reported |
| 2810 Godfrey RoadGodfrey, IL | No longer reported |
| 9420 Manchester RdSaint Louis, MO | No longer reported |
| 8083 Watson RoadWebster Groves, MO | No longer reported |
| 2675 Westglen Farms DrWildwood, MO | No longer reported |
| 13033 Olive BoulevardSaint Louis, MO | No longer reported |
| 2499 Lee BlvdLehigh Acres, FL | No longer reported |
| 30 North Brentwood BlvdSaint Louis, MO | No longer reported |
| 11781 Manchester RdSaint Louis, MO | No longer reported |
| 6150 Diamond Centere Court, Ste. 1002Fort Myers, FL | No longer reported |
| 6065 Mexico RoadSaint Peters, MO | No longer reported |
| 4591 Chestnut Park PlazaSaint Louis, MO | No longer reported |
Banks folded into Reliance Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Reliance Bank, FSBFort Myers, FL | Mar 29, 2013 |
| Reliance BankGodfrey, IL | Oct 31, 2005 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 35123 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.