Bank Branches › Closed and merged banks › Kentucky › BankTrust Financial
What happened to BankTrust Financial?
BankTrust Financial in Henderson, KY (earlier called Henderson National Bank and 1 other name) merged into Ohio Valley Financial Group of Henderson, KY on Jan 24, 2015. After 1 more change of hands, what was BankTrust Financial is today part of Stock Yards Bank & Trust Company (Louisville, KY).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2000Henderson National Bank opens in Henderson, KY
- Oct 13, 2008renamed The Bank of Henderson Inc.
- Jan 4, 2013renamed BankTrust Financial
- Jan 24, 2015MERGEDBankTrust Financial merged into Ohio Valley Financial Group of Henderson, KY.FDIC certificate 35380 ends; its business continues under certificate 13838.
- May 1, 2026MERGEDOhio Valley Financial Group (by then renamed Field & Main Bank) of Henderson, KY merged into Stock Yards Bank & Trust Company of Louisville, KY.FDIC certificate 13838 ends; its business continues under certificate 258.
- TodayOPEN
Stock Yards Bank & Trust CompanyMain office Louisville, KY · FDIC certificate 258 · 83 offices in 3 states on June 30, 2026Every Stock Yards Bank & Trust Company office → Website on file with the FDIC: www.syb.com
If you still have something from BankTrust Financial
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows BankTrust Financial as lienholder, start with Stock Yards Bank & Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Stock Yards Bank & Trust Company to search for the account under the name BankTrust Financial. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Stock Yards Bank & Trust Company which branch now holds boxes from the BankTrust Financial office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
6 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 103 E Bridge StCynthiana, KY | OpenStock Yards Bank & Trust Company |
| Walnut And Pike StreetsCynthiana, KY | No longer reported |
| 2003 Stapp DriveHenderson, KY | No longer reported |
| 208 North Main StreetHenderson, KY | No longer reported |
| US 41 and Marywood DriveHenderson, KY | No longer reported |
| 217-219 North Main StreetHenderson, KY | No longer reported |
Banks folded into BankTrust Financial
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The Harrison Deposit Bank and Trust CompanyCynthiana, KY | Jan 2, 2013 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 35380 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.