Bank Branches › Closed and merged banks › South Carolina › First National Bank of the South
What happened to First National Bank of the South?
First National Bank of the South in Spartanburg, SC (earlier called First National Bank of Spartanburg) failed, and NAFH National Bank of Raleigh, NC took it over on Jul 16, 2010. After 1 more change of hands, what was First National Bank of the South is today part of First Horizon Bank (Memphis, TN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2000First National Bank of Spartanburg opens in Spartanburg, SC
- Oct 22, 2002renamed First National Bank of the South
- Jul 16, 2010FAILEDFirst National Bank of the South failed, and NAFH National Bank of Raleigh, NC took it over.FDIC certificate 35383 ends; its business continues under certificate 59049.
- Nov 30, 2017MERGEDNAFH National Bank (by then renamed Capital Bank Corporation) of Raleigh, NC merged into First Tennessee Bank, National Association of Memphis, TN.FDIC certificate 59049 ends; its business continues under certificate 4977.
- TodayOPEN
First Horizon BankMain office Memphis, TN · FDIC certificate 4977 · 406 offices in 12 states on June 30, 2026Every First Horizon Bank office → Website on file with the FDIC: www.firsthorizon.com
If you still have something from First National Bank of the South
A lien that was never released
First National Bank of the South failed on Jul 16, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to First Horizon Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, NAFH National Bank). Start with First Horizon Bank, and ask them to search under the name First National Bank of the South.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First Horizon Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. 8 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1115 Stonecrest BlvdTega Cay, SC | OpenFirst Horizon Bank |
| 651 Johnnie Dodds BlvdMount Pleasant, SC | OpenFirst Horizon Bank |
| 215 N Pine StSpartanburg, SC | OpenFirst Horizon Bank |
| 1320 Main StColumbia, SC | OpenFirst Horizon Bank |
| 3090 Boiling Springs RdBoiling Springs, SC | OpenFirst Horizon Bank |
| 2680 Reidville RdSpartanburg, SC | OpenFirst Horizon Bank |
| 4840 Forest DrColumbia, SC | OpenFirst Horizon Bank |
| 3401 Pelham RdGreenville, SC | OpenFirst Horizon Bank |
| 5075 Sunset BlvdLexington, SC | No longer reported |
| 10134 Two Notch RoadColumbia, SC | No longer reported |
| 6041 Garners Ferry RoadColumbia, SC | No longer reported |
| 713 Wade Hampton BlvdGreer, SC | No longer reported |
| 140 East Bay Street Suite ACharleston, SC | No longer reported |
Banks folded into First National Bank of the South
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Carolina National Bank and Trust CompanyColumbia, SC | Feb 18, 2008 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 35383 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.