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Bank Branches › Closed and merged banks › Illinois › The Citizens National Bank of Paris

FDIC certificate 3721 · Paris, IL

What happened to The Citizens National Bank of Paris?

The Citizens National Bank of Paris in Paris, IL merged into First Farmers Bank and Trust Company of Converse, IN on May 1, 2012. That bank is now called First Farmers Bank & Trust Co. (Converse, IN).

1902
opened
2012
merged away
1
name it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1902
    The Citizens National Bank of Paris opens in Paris, IL
  2. May 1, 2012
    MERGEDThe Citizens National Bank of Paris merged into First Farmers Bank and Trust Company of Converse, IN.FDIC certificate 3721 ends; its business continues under certificate 12839.
  3. Today
    OPEN
    First Farmers Bank & Trust Co.Main office Converse, IN · FDIC certificate 12839 · 37 offices in 2 states on June 30, 2026

    Every First Farmers Bank & Trust Co. office →   Website on file with the FDIC: www.ffbt.com

If you still have something from The Citizens National Bank of Paris

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows The Citizens National Bank of Paris as lienholder, start with First Farmers Bank & Trust Co.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask First Farmers Bank & Trust Co. to search for the account under the name The Citizens National Bank of Paris. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask First Farmers Bank & Trust Co. which branch now holds boxes from the The Citizens National Bank of Paris office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

6 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.

OfficeLast filed under itNow
8964 N Terre Haute RdParis, IL2011OpenFirst Farmers Bank & Trust Co.
315 E Davis DrTerre Haute, IN2011OpenFirst Farmers Bank & Trust Co.
12 W Main StOakland, IL2011OpenFirst Farmers Bank & Trust Co.
110 West Court StreetParis, IL2011No longer reported
1810 Lincoln StreetCharleston, IL2009No longer reported
505 West LincolnCharleston, IL2002No longer reported

Banks folded into The Citizens National Bank of Paris

1 bank merged directly into this charter.

BankEndedHow
The Oakland National BankOakland, ILJul 14, 1997merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3721 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.