Bank Branches › Closed and merged banks › Illinois › First Bank
What happened to First Bank?
First Bank in O'Fallon, IL (earlier called The First National Bank of O'Fallon and 2 other names) merged into First Bank of St. Louis, MO on Nov 1, 1997. First Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1903The First National Bank of O'Fallon opens in O'Fallon, IL
- Oct 18, 1979renamed First Bank and Trust Company of O'Fallon
- Jan 3, 1989renamed First Bank of Illinois
- Sep 1, 1992renamed First Bank
- Nov 1, 1997MERGEDFirst Bank merged into First Bank of St. Louis, MO.FDIC certificate 3825 ends; its business continues under certificate 12229.
- TodayOPEN
First BankMain office St. Louis, MO · FDIC certificate 12229 · 76 offices in 4 states on June 30, 2026Every First Bank office → Website on file with the FDIC: WWW.FIRST.BANK
If you still have something from First Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Bank as lienholder, start with First Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Bank to search for the account under the name First Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Bank which branch now holds boxes from the First Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
27 offices filed under this charter in some year from 1994 on. 16 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 3600 Nameoki RdGranite City, IL | OpenRoyal Banks of Missouri |
| 1500 W Main StCarbondale, IL | OpenBanterra Bank |
| 804 W US Highway 50O Fallon, IL | OpenFirst Bank |
| 550 N 2nd StBreese, IL | OpenDieterich Bank |
| 1411 S Main StRed Bud, IL | OpenDieterich Bank |
| 2231 State StChester, IL | OpenDieterich Bank |
| 218 N Main StColumbia, IL | OpenDieterich Bank |
| 908 Grand AveJohnston City, IL | OpenBanterra Bank |
| 200 Mattes AveVandalia, IL | OpenThe Peoples State Bank of Newton, Illinois |
| 1310 W Main StSalem, IL | OpenThe Peoples State Bank of Newton, Illinois |
| 200 W Main StGreenville, IL | OpenThe Peoples State Bank of Newton, Illinois |
| 1405 N Illinois Route 3Waterloo, IL | OpenDieterich Bank |
| 215 S Morse StRoodhouse, IL | OpenUnited Community Bank |
| 21 E Market StWinchester, IL | OpenUnited Community Bank |
| 101 W Main StHavana, IL | OpenTBK BANK, SSB |
| 301 S Main StPleasant Hill, IL | OpenBank of Kampsville |
| 2231 State StreetChester, IL | No longer reported |
| 121 East Washington StreetPittsfield, IL | No longer reported |
| 105 North MainShiloh, IL | No longer reported |
| 605 West Main StreetWest Frankfort, IL | No longer reported |
| 603-607 West Main StreetWest Frankfort, IL | No longer reported |
| 1805 State StreetLawrenceville, IL | No longer reported |
| 13th and State StreetLawrenceville, IL | No longer reported |
| 260 Knobloch BlvdValmeyer, IL | No longer reported |
| 1310 West Main StreetSalem, IL | No longer reported |
| 301 West Mcmackin StreetSalem, IL | No longer reported |
| Route 50 (Everett & Linton Streets)Odin, IL | No longer reported |
Banks folded into First Bank
8 banks merged directly into this charter; counting the banks those had absorbed earlier, 20 charters end up inside it.
| Bank | Ended |
|---|---|
| State Bank of BreeseBreese, IL | Jun 3, 1994 |
| Farmers State Bank of ValmeyerValmeyer, IL | Jun 3, 1994 |
| First BankChester, IL | Aug 27, 1993 |
| Winchester National BankWinchester, IL | Aug 27, 1993 |
| First BankLawrenceville, IL | Sep 1, 1992 |
| Madison County Federal Savings and Loan AssociationGranite City, IL | May 18, 1990 |
| First Bank and Trust Company in GreenvilleGreenville, IL | Jan 3, 1989 |
| First Bank of Fayette CountyVandalia, IL | Jan 3, 1989 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3825 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.