Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › Arkansas › State First National Bank

FDIC certificate 3894 · Texarkana, AR

What happened to State First National Bank?

State First National Bank in Texarkana, AR (earlier called The State First National Bank of Texarkana) merged into Regions Bank of Birmingham, AL on Aug 27, 1998. Regions Bank is open today.

1896
opened
1998
merged away
2
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1896
    The State First National Bank of Texarkana opens in Texarkana, AR
  2. Oct 1, 1995
    renamed State First National Bank
  3. Aug 27, 1998
    MERGEDState First National Bank merged into Regions Bank of Birmingham, AL.FDIC certificate 3894 ends; its business continues under certificate 12368.
  4. Today
    OPEN
    Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026

    Every Regions Bank office →   Website on file with the FDIC: www.regions.com

If you still have something from State First National Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows State First National Bank as lienholder, start with Regions Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Regions Bank to search for the account under the name State First National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Regions Bank which branch now holds boxes from the State First National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

6 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
2800 N State Line AveTexarkana, AR1998OpenRegions Bank
502 East StreetTexarkana, AR1998No longer reported
8000 State Line PlazaTexarkana, AR1998No longer reported
440 South MainHope, AR1998No longer reported
503 E. 3rd AvenueForeman, AR1998No longer reported
180 East CommerceAshdown, AR1998No longer reported

Banks folded into State First National Bank

1 bank merged directly into this charter.

BankEndedHow
The First National Bank in AshdownAshdown, AROct 1, 1995merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3894 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.