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Bank Branches › Closed and merged banks › Louisiana › The First National Bank of Lake Charles

FDIC certificate 4292 · Lake Charles, LA

What happened to The First National Bank of Lake Charles?

The First National Bank of Lake Charles in Lake Charles, LA merged into Bank One, Louisiana, National Association of Baton Rouge, LA on Nov 16, 1998. After 2 more changes of hands, what was The First National Bank of Lake Charles is today part of JPMorgan Chase Bank, National Association (Columbus, OH).

1889
opened
1998
merged away
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1889
    The First National Bank of Lake Charles opens in Lake Charles, LA
  2. Nov 16, 1998
    MERGEDThe First National Bank of Lake Charles merged into Bank One, Louisiana, National Association of Baton Rouge, LA.FDIC certificate 4292 ends; its business continues under certificate 4306.
  3. Feb 8, 2001
    MERGEDBank One, Louisiana, National Association of Baton Rouge, LA merged into Bank One, National Association of Chicago, IL.FDIC certificate 4306 ends; its business continues under certificate 3618.
  4. Nov 13, 2004
    MERGEDBank One, National Association of Chicago, IL merged into JPMorgan Chase Bank, National Association of Columbus, OH.FDIC certificate 3618 ends; its business continues under certificate 628.
  5. Today
    OPEN
    JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026

    Every JPMorgan Chase Bank, National Association office →   Website on file with the FDIC: www.jpmorganchase.com

If you still have something from The First National Bank of Lake Charles

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows The First National Bank of Lake Charles as lienholder, start with JPMorgan Chase Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask JPMorgan Chase Bank, National Association to search for the account under the name The First National Bank of Lake Charles. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask JPMorgan Chase Bank, National Association which branch now holds boxes from the The First National Bank of Lake Charles office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

20 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.

OfficeLast filed under itNow
3401 Ryan StLake Charles, LA1998OpenHancock Whitney Bank
127 W Broad StLake Charles, LA1998OpenJPMorgan Chase Bank, National Association
915 Beglis PkwySulphur, LA1998OpenJPMorgan Chase Bank, National Association
111 W 2nd StDeridder, LA1998OpenJPMorgan Chase Bank, National Association
1001 N Martin Luther King HwyLake Charles, LA1998OpenJPMorgan Chase Bank, National Association
2828 Highway 14Lake Charles, LA1998OpenHancock Whitney Bank
206 East Fourth StreetDequincy, LA1998No longer reported
3415 Highway 14 EastLake Charles, LA1998No longer reported
1750 West McneeseLake Charles, LA1998No longer reported
2800 Country Club RoadLake Charles, LA1998No longer reported
482 Sam Houston Jones PkwyLake Charles, LA1998No longer reported
2231 Oak Park BoulevardLake Charles, LA1998No longer reported
1805 Ruth StreetSulphur, LA1998No longer reported
1415 Sampson StreetWestlake, LA1998No longer reported
1125 North Pine StreetDe Ridder, LA1998No longer reported
2100 Ryan StreetLake Charles, LA1997No longer reported
4056 Ryan StreetLake Charles, LA1995No longer reported
450 West Prien Lake RoadLake Charles, LA1995No longer reported
800 Ryan StreetLake Charles, LA1995No longer reported
522 North Pine StreetDeridder, LA1995No longer reported

Banks folded into The First National Bank of Lake Charles

2 banks merged directly into this charter.

BankEndedHow
Lakeside National Bank of Lake CharlesLake Charles, LAAug 3, 1995merged
National Bank of Commerce of De RidderDe Ridder, LAOct 6, 1989merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4292 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.