Bank Branches › Closed and merged banks › Kansas › Mercantile Bank
What happened to Mercantile Bank?
Mercantile Bank in Overland Park, KS (earlier called The First National Bank of Lawrence and 2 other names) merged into Mercantile Bank of Topeka of Overland Park, KS on May 16, 1997. After 1 more change of hands, what was Mercantile Bank is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1872The First National Bank of Lawrence opens in Overland Park, KS
- Jun 18, 1993renamed Mercantile Bank of Lawrence National Association
- Dec 31, 1994renamed Mercantile Bank of Lawrence
- Dec 20, 1996renamed Mercantile Bank
- May 16, 1997MERGEDMercantile Bank merged into Mercantile Bank of Topeka of Overland Park, KS.FDIC certificate 4710 ends; its business continues under certificate 10927.
- Jul 13, 2001MERGEDMercantile Bank of Topeka (by then renamed Firstar Bank, National Association) of Overland Park, KS merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 10927 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Mercantile Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Mercantile Bank as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name Mercantile Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the Mercantile Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1807 W 23rd StLawrence, KS | OpenU.S. Bank National Association |
| 3500 W 6th StLawrence, KS | OpenU.S. Bank National Association |
| 1600 E 23rd StreetLawrence, KS | No longer reported |
| 2701 Iowa StreetLawrence, KS | No longer reported |
| 847 TennesseeLawrence, KS | No longer reported |
| 1429 Kasold BranchLawrence, KS | No longer reported |
| 3530 West 22nd StreetLawrence, KS | No longer reported |
| 647 Massachusetts StreetLawrence, KS | No longer reported |
| 719 S Kansas AveTopeka, KS | No longer reported |
| 1 Riverfront PlazaLawrence, KS | No longer reported |
Banks folded into Mercantile Bank
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.
| Bank | Ended |
|---|---|
| Mercantile BankOverland Park, KS | Dec 20, 1996 |
| Lawrence National Bank and Trust Co.Lawrence, KS | Sep 19, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4710 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.