Bank Branches › Closed and merged banks › Maryland › The First National Bank of St. Mary's at Leonardtown
What happened to The First National Bank of St. Mary's at Leonardtown?
The First National Bank of St. Mary's at Leonardtown in Leonardtown, MD merged into Mercantile Southern Maryland Bank of Leonardtown, MD on Jul 28, 2004. After 1 more change of hands, what was The First National Bank of St. Mary's at Leonardtown is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1903The First National Bank of St. Mary's at Leonardtown opens in Leonardtown, MD
- Jul 28, 2004MERGEDThe First National Bank of St. Mary's at Leonardtown merged into Mercantile Southern Maryland Bank of Leonardtown, MD.FDIC certificate 4853 ends; its business continues under certificate 18933.
- Sep 14, 2007MERGEDMercantile Southern Maryland Bank of Leonardtown, MD merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 18933 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from The First National Bank of St. Mary's at Leonardtown
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The First National Bank of St. Mary's at Leonardtown as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name The First National Bank of St. Mary's at Leonardtown. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the The First National Bank of St. Mary's at Leonardtown office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
8 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 22610 Three Notch RdLexington Park, MD | OpenPNC Bank, National Association |
| 25895 Point Lookout RdLeonardtown, MD | OpenPNC Bank, National Association |
| 37650 Oak Station RdCharlotte Hall, MD | OpenPNC Bank, National Association |
| 24385 Mervell Dean RdHollywood, MD | No longer reported |
| 21625 Great Mills RoadLexington Park, MD | No longer reported |
| 5 East Park AvenueLeonardtown, MD | No longer reported |
| U. S. Naval Air StationPatuxent River, MD | No longer reported |
| Wildewood Retirement Village, 23154 Wetstone LaneCalifornia, MD | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4853 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.