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Bank Branches › Closed and merged banks › Tennessee › City and County Bank of Anderson County

FDIC certificate 4925 · Lake City, TN

What happened to City and County Bank of Anderson County?

City and County Bank of Anderson County in Lake City, TN (earlier called First National Bank of Anderson County and 1 other name) failed, and Third National Bank in Anderson County of Lake City, TN took it over on May 27, 1983. After 3 more changes of hands, what was City and County Bank of Anderson County is today part of Truist Bank (Charlotte, NC).

1908
opened
1983
failed
3
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1908
    First National Bank of Anderson County opens in Lake City, TN
  2. Aug 1, 1972
    renamed City and County Bank of Anderson County, National Association
  3. Apr 28, 1980
    renamed City and County Bank of Anderson County
  4. May 27, 1983
    FAILEDCity and County Bank of Anderson County failed, and Third National Bank in Anderson County of Lake City, TN took it over.FDIC certificate 4925 ends; its business continues under certificate 24515.
  5. Dec 7, 1990
    MERGEDThird National Bank in Anderson County of Lake City, TN merged into Third National Bank in Knoxville of Knoxville, TN.FDIC certificate 24515 ends; its business continues under certificate 1486.
  6. Jan 1, 2000
    MERGEDThird National Bank in Knoxville (by then renamed SunTrust Bank, East Tennessee, National Association) of Knoxville, TN merged into SunTrust Bank of Atlanta, GA.FDIC certificate 1486 ends; its business continues under certificate 867.
  7. Dec 7, 2019
    MERGEDSunTrust Bank of Atlanta, GA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 867 ends; its business continues under certificate 9846.
  8. Today
    OPEN
    Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026

    Every Truist Bank office →   Website on file with the FDIC: www.Truist.com

If you still have something from City and County Bank of Anderson County

A lien that was never released

City and County Bank of Anderson County failed on May 27, 1983. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Truist Bank, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Third National Bank in Anderson County). Start with Truist Bank, and ask them to search under the name City and County Bank of Anderson County.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Truist Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into City and County Bank of Anderson County

1 bank merged directly into this charter.

BankEndedHow
City and County Bank of Campbell CountyJellico, TNJun 28, 1980failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4925 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.