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Bank Branches › Closed and merged banks › Georgia › Cadence Bank, N.A.

FDIC certificate 4999 · Atlanta, GA

What happened to Cadence Bank, N.A.?

Cadence Bank, N.A. in Atlanta, GA (earlier called The First National Bank of Aberdeen and 5 other names) merged into BancorpSouth Bank of Tupelo, MS on Oct 29, 2021. After 1 more change of hands, what was Cadence Bank, N.A. is today part of The Huntington National Bank (Columbus, OH).

1887
opened
2021
merged away
7
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1887
    The First National Bank of Aberdeen opens in Atlanta, GA
  2. Jul 11, 1972
    renamed First National Bank of Monroe County
  3. Mar 1, 1974
    renamed First United National Bank
  4. May 22, 1974
    renamed National Bank of Mississippi
  5. Oct 1, 1974
    renamed National Bank of Commerce of Mississippi
  6. Dec 31, 1998
    renamed National Bank of Commerce
  7. Oct 11, 2005
    renamed Cadence Bank, N.A.
  8. Oct 29, 2021
    MERGEDCadence Bank, N.A. merged into BancorpSouth Bank of Tupelo, MS.FDIC certificate 4999 ends; its business continues under certificate 11813.
  9. Feb 1, 2026
    MERGEDBancorpSouth Bank (by then renamed Cadence Bank) of Tupelo, MS merged into The Huntington National Bank of Columbus, OH.FDIC certificate 11813 ends; its business continues under certificate 6560.
  10. Today
    OPEN
    The Huntington National BankMain office Columbus, OH · FDIC certificate 6560 · 1,452 offices in 21 states on June 30, 2026

    Every The Huntington National Bank office →   Website on file with the FDIC: www.huntington.com

If you still have something from Cadence Bank, N.A.

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Cadence Bank, N.A. as lienholder, start with The Huntington National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask The Huntington National Bank to search for the account under the name Cadence Bank, N.A.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask The Huntington National Bank which branch now holds boxes from the Cadence Bank, N.A. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

175 offices filed under this charter in some year from 1994 on. 81 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
1333 West Loop S, Ste L100Houston, TX2021OpenThe Huntington National Bank
2100 3rd Ave NBirmingham, AL2021OpenThe Huntington National Bank
4219 Forsyth RdMacon, GA2021OpenThe Huntington National Bank
2380 Old Milton PkwyAlpharetta, GA2021OpenThe Huntington National Bank
4890 W Kennedy Blvd, Ste 820Tampa, FL2021OpenThe Huntington National Bank
803 Main StColumbus, MS2021OpenThe Huntington National Bank
2020 University Blvd, Ste 100Tuscaloosa, AL2021OpenThe Huntington National Bank
312 Clinton Ave WHuntsville, AL2021OpenThe Huntington National Bank
3527 Wheeler RdAugusta, GA2021OpenThe Huntington National Bank
25 S Links AveSarasota, FL2021OpenThe Huntington National Bank
282 W Clinton StGray, GA2021OpenThe Huntington National Bank
5980 Zebulon RdMacon, GA2021OpenThe Huntington National Bank
2234 W Broad StAthens, GA2021OpenThe Huntington National Bank
119 S Houston Lake RdWarner Robins, GA2021OpenThe Huntington National Bank
3001 Mountain Cove Blvd SeOwens Cross Roads, AL2021OpenThe Huntington National Bank
361 Blue Ridge StBlairsville, GA2014OpenVallant Bank
2805 Wrightsboro RdAugusta, GA2021OpenThe Huntington National Bank
535 East Main StreetPhiladelphia, MS2021OpenThe Huntington National Bank
6330 San Felipe StHouston, TX2021OpenThe Huntington National Bank
20455 Central Ave WBlountstown, FL2015OpenPeoplesSouth Bank
4315 Hartley Bridge RdMacon, GA2021OpenThe Huntington National Bank
700 Walnut StMacon, GA2021OpenThe Huntington National Bank
1950 Edwards Lake RdBirmingham, AL2021OpenThe Huntington National Bank
110 E Hill StThomson, GA2021OpenThe Huntington National Bank
2755 John Hawkins PkwyHoover, AL2021OpenThe Huntington National Bank
8592 Potter Park Dr, Ste 200Sarasota, FL2021OpenThe Huntington National Bank
301 S Us Highway 41Inverness, FL2021OpenThe Huntington National Bank
3754 Westheimer RdHouston, TX2021OpenThe Huntington National Bank
1208 Washington StPerry, GA2021OpenThe Huntington National Bank
600 Main St WHartselle, AL2021OpenThe Huntington National Bank
1300 Pinehurst DrSpring Hill, FL2021OpenThe Huntington National Bank
58 4th StApalachicola, FL2015OpenPeoplesSouth Bank
4010 Little RdNew Port Richey, FL2021OpenThe Huntington National Bank
608 2nd Ave EOneonta, AL2021OpenThe Huntington National Bank
500 Jesse Jewell Pkwy SeGainesville, GA2021OpenThe Huntington National Bank
2260 Highway 71Marianna, FL2015OpenPeoplesSouth Bank
3860 N Lecanto HwyBeverly Hills, FL2021OpenThe Huntington National Bank
1925 Hughes Landing Blvd, Ste 200The Woodlands, TX2021OpenThe Huntington National Bank
1535 Bass RdMacon, GA2021OpenThe Huntington National Bank
2250 Mount Olive RdGardendale, AL2021OpenThe Huntington National Bank

Banks folded into Cadence Bank, N.A.

12 banks merged directly into this charter; counting the banks those had absorbed earlier, 57 charters end up inside it.

BankEndedHow
State Bank and Trust CompanyMacon, GAJan 1, 2019merged
Encore Bank, National AssociationHouston, TXSep 14, 2012merged
Superior Bank, National AssociationTampa, FLNov 10, 2011merged
Seasons BankBlairsville, GANov 14, 2006merged
Suncoast BankSarasota, FLAug 18, 2006merged
Enterprise National BankMemphis, TNNov 11, 2005merged
First Federal Bank for SavingsColumbus, MSAug 31, 1999merged
National Bank of Commerce TuscaloosaTuscaloosa, ALDec 31, 1998merged
The First National Bank of West PointWest Point, MSDec 31, 1998merged
Bank of PhiladelphiaPhiladelphia, MSMar 4, 1991merged
The National Bank of Commerce of ColumbusColumbus, MSOct 1, 1974merged
Peoples BankStarkville, MSMar 1, 1974merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4999 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.