Bank Branches › Closed and merged banks › Minnesota › Americana National Bank
What happened to Americana National Bank?
Americana National Bank in Albert Lea, MN (earlier called The First National Bank of Keewatin) merged into American Bank of St. Paul of Saint Paul, MN on Nov 22, 2004. After 1 more change of hands, what was Americana National Bank is today part of Deerwood Bank (Waite Park, MN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1910The First National Bank of Keewatin opens in Albert Lea, MN
- Sep 24, 1993renamed Americana National Bank
- Nov 22, 2004MERGEDAmericana National Bank merged into American Bank of St. Paul of Saint Paul, MN.FDIC certificate 5174 ends; its business continues under certificate 20843.
- Jun 15, 2015MERGEDAmerican Bank of St. Paul of Saint Paul, MN merged into Deerwood Bank of Waite Park, MN.FDIC certificate 20843 ends; its business continues under certificate 5123.
- TodayOPEN
Deerwood BankMain office Waite Park, MN · FDIC certificate 5123 · 14 offices in 1 state on June 30, 2026Every Deerwood Bank office → Website on file with the FDIC: deerwoodbank.com
If you still have something from Americana National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Americana National Bank as lienholder, start with Deerwood Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Deerwood Bank to search for the account under the name Americana National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Deerwood Bank which branch now holds boxes from the Americana National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
5 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 195 N BroadwayAlden, MN | OpenSecurity Bank Minnesota |
| 217 South Newton AvenueAlbert Lea, MN | No longer reported |
| 146 West College StreetAlbert Lea, MN | No longer reported |
| 99 William AvenueConger, MN | No longer reported |
| 105 West Front StreetHayward, MN | No longer reported |
Banks folded into Americana National Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| State Bank of Conger (Incorporated)Conger, MN | Sep 24, 1993 |
| Biwabik State BankBiwabik, MN | Aug 26, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 5174 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.