Bank Branches › Closed and merged banks › Nebraska › The First National Bank & Trust Company of Beatrice
What happened to The First National Bank & Trust Company of Beatrice?
The First National Bank & Trust Company of Beatrice in Beatrice, NE merged into Security First Bank of Lincoln, NE on Sep 5, 2008. Security First Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1877The First National Bank & Trust Company of Beatrice opens in Beatrice, NE
- Sep 5, 2008MERGEDThe First National Bank & Trust Company of Beatrice merged into Security First Bank of Lincoln, NE.FDIC certificate 5382 ends; its business continues under certificate 5415.
- TodayOPEN
Security First BankMain office Lincoln, NE · FDIC certificate 5415 · 35 offices in 2 states on June 30, 2026Every Security First Bank office → Website on file with the FDIC: www.security1stbank.com
If you still have something from The First National Bank & Trust Company of Beatrice
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The First National Bank & Trust Company of Beatrice as lienholder, start with Security First Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Security First Bank to search for the account under the name The First National Bank & Trust Company of Beatrice. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Security First Bank which branch now holds boxes from the The First National Bank & Trust Company of Beatrice office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 120 N 6th StBeatrice, NE | OpenSecurity First Bank |
| 101 E Broad StBlue Springs, NE | OpenSecurity First Bank |
| 2301 N 6th StBeatrice, NE | OpenSecurity First Bank |
| 160 Washington StClatonia, NE | OpenSecurity First Bank |
| 525 Us Highway 77Cortland, NE | OpenSecurity First Bank |
| 1900 Court StBeatrice, NE | OpenSecurity First Bank |
| 2211 Sunset DriveBeatrice, NE | No longer reported |
| 5710 South 53rd StreetLincoln, NE | No longer reported |
| 1401 Infinity Road Suite ALincoln, NE | No longer reported |
Banks folded into The First National Bank & Trust Company of Beatrice
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| The Blue Springs State BankBlue Springs, NE | Jul 2, 1999 |
| Farmers Bank of ClatoniaClatonia, NE | Jul 1, 1999 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 5382 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.