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Bank Branches › Closed and merged banks › Texas › The American National Bank of Terrell

FDIC certificate 5552 · Terrell, TX

What happened to The American National Bank of Terrell?

The American National Bank of Terrell in Terrell, TX merged into American National Bank of Terrell of Terrell, TX on Sep 19, 1994. That bank is now called The American National Bank of Texas (Terrell, TX).

1875
opened
1994
merged away
1
name it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1875
    The American National Bank of Terrell opens in Terrell, TX
  2. Sep 19, 1994
    MERGEDThe American National Bank of Terrell merged into American National Bank of Terrell of Terrell, TX.FDIC certificate 5552 ends; its business continues under certificate 23474.
  3. Today
    OPEN
    The American National Bank of TexasMain office Terrell, TX · FDIC certificate 23474 · 28 offices in 1 state on June 30, 2026

    Every The American National Bank of Texas office →   Website on file with the FDIC: www.anbtx.com

If you still have something from The American National Bank of Terrell

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows The American National Bank of Terrell as lienholder, start with The American National Bank of Texas. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask The American National Bank of Texas to search for the account under the name The American National Bank of Terrell. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask The American National Bank of Texas which branch now holds boxes from the The American National Bank of Terrell office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

8 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.

OfficeLast filed under itNow
2865 Ridge RdRockwall, TX1994OpenThe American National Bank of Texas
720 S Greenville AveAllen, TX1994OpenThe American National Bank of Texas
2700 S Washington StKaufman, TX1994OpenThe American National Bank of Texas
104 Regal DrForney, TX1994OpenThe American National Bank of Texas
1023 W Us Highway 175Crandall, TX1994OpenThe American National Bank of Texas
301 S Highway 78Wylie, TX1994OpenThe American National Bank of Texas
Highway 34 and Fm 148Scurry, TX1994No longer reported
900 West RuskRockwall, TX1994No longer reported

Banks folded into The American National Bank of Terrell

2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.

BankEndedHow
First State Bank of CrandallCrandall, TXApr 19, 1990failed
Independent Bank - East, National AssociationRockwall, TXJun 30, 1989failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 5552 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.