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FDIC certificate 5668 · Panama City, FL

What happened to Vision Bank?

Vision Bank in Panama City, FL (earlier called Wewahitchka State Bank and 1 other name) closed voluntarily on Feb 16, 2012. It did not fail.

1926
opened
2012
ended
3
names it used
1
step to the end

The chain, step by step

From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.

  1. 1926
    Wewahitchka State Bank opens in Panama City, FL
  2. Jun 1, 2003
    renamed BankTrust of Florida
  3. Oct 15, 2004
    renamed Vision Bank
  4. Feb 16, 2012
    CLOSEDVision Bank closed voluntarily. It did not fail.FDIC certificate 5668 ends.
  5. NO SUCCESSOR BANK
    The FDIC record ends here. No operating bank carries this charter today.

If you still have something from Vision Bank

A lien that was never released

Vision Bank closed voluntarily, and the FDIC says it cannot process lien releases for banks that closed voluntarily and liquidated or closed without government assistance. The FDIC says it may be able to help only where the lender was a failed bank placed in FDIC receivership.

Our suggestion, not the FDIC's: a title company or real-estate attorney in the county where the lien is recorded will know how that state clears a lien from a lender that no longer exists.

An old account, passbook or CD

With no successor bank to ask, go to the unclaimed-property program of the state of the owner's last known address on the bank's records. The OCC gives the same advice for old records from a bank that no longer exists.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Contents of boxes left behind are handled under state unclaimed-property law. Start with the unclaimed-property program of Florida, where the box was.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

18 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.

OfficeLast filed under itNow
2201 W 1st StGulf Shores, AL2011OpenCentennial Bank
25051 Canal RdOrange Beach, AL2011OpenCentennial Bank
125 N Highway 71Wewahitchka, FL2011OpenCentennial Bank
8524 Navarre PkwyNavarre, FL2011OpenCentennial Bank
24989 State StElberta, AL2011OpenCentennial Bank
501 S Mckenzie StFoley, AL2011OpenCentennial Bank
34855 Emerald Coast PkwyDestin, FL2011OpenCentennial Bank
218 Greeno Rd NFairhope, AL2011OpenCentennial Bank
321 S County Highway 393Santa Rosa Beach, FL2011OpenCentennial Bank
559 Richard Jackson BlvdPanama City Beach, FL2011No longer reported
16901 Panama City Beach ParkwayPanama City Beach, FL2011No longer reported
2200 Stanford RoadPanama City, FL2011No longer reported
529 Cecil G Costin BlvdPort Saint Joe, FL2011No longer reported
8134 West Highway 98Port St. Joe, FL2011No longer reported
28720 Us Hwy 98Daphne, AL2011No longer reported
17008 Scenic Hwy 98Point Clear, AL2011No longer reported
22245-3a Highway 59Robertsdale, AL2011No longer reported
1414 North Piedmont WayTallahassee, FL2010No longer reported

Banks folded into Vision Bank

2 banks merged directly into this charter.

BankEndedHow
Vision BankGulf Shores, ALJul 20, 2007merged
Vision Bank, FSBPanama City, FLOct 15, 2004merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 5668 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.