Bank Branches › Closed and merged banks › California › Pacific Commerce Bank
What happened to Pacific Commerce Bank?
Pacific Commerce Bank in Los Angeles, CA (earlier called Pacific Commerce Bank, N.A.) merged into First Choice Bank of Cerritos, CA on Jul 31, 2018. After 1 more change of hands, what was Pacific Commerce Bank is today part of Enterprise Bank & Trust (Clayton, MO).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2002Pacific Commerce Bank, N.A. opens in Los Angeles, CA
- Aug 15, 2007renamed Pacific Commerce Bank
- Jul 31, 2018MERGEDPacific Commerce Bank merged into First Choice Bank of Cerritos, CA.FDIC certificate 57065 ends; its business continues under certificate 57966.
- Jul 21, 2021MERGEDFirst Choice Bank of Cerritos, CA merged into Enterprise Bank & Trust of Clayton, MO.FDIC certificate 57966 ends; its business continues under certificate 27237.
- TodayOPEN
Enterprise Bank & TrustMain office Clayton, MO · FDIC certificate 27237 · 54 offices in 7 states on June 30, 2026Every Enterprise Bank & Trust office → Website on file with the FDIC: www.enterprisebank.com
If you still have something from Pacific Commerce Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Pacific Commerce Bank as lienholder, start with Enterprise Bank & Trust. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Enterprise Bank & Trust to search for the account under the name Pacific Commerce Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Enterprise Bank & Trust which branch now holds boxes from the Pacific Commerce Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
6 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 530 BroadwayChula Vista, CA | OpenEnterprise Bank & Trust |
| 550 S Hope St, Suite 1800Los Angeles, CA | OpenEnterprise Bank & Trust |
| 918 E Green St, Ste 100Pasadena, CA | OpenEnterprise Bank & Trust |
| 11300 West Olympic Boulevard, Suite 100Los Angeles, CA | No longer reported |
| 420 East 3rd Street, Suite 100Los Angeles, CA | No longer reported |
| 12730 High Bluff Dr Ste 100San Diego, CA | No longer reported |
Banks folded into Pacific Commerce Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| ProAmerica BankLos Angeles, CA | May 20, 2016 |
| Vibra BankChula Vista, CA | Apr 8, 2015 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 57065 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.