Bank Branches › Closed and merged banks › New York › Emigrant Savings Bank - Manhattan
What happened to Emigrant Savings Bank - Manhattan?
Emigrant Savings Bank - Manhattan in New York, NY merged into Emigrant Bank of New York, NY on Dec 31, 2012. After 1 more change of hands, what was Emigrant Savings Bank - Manhattan is today part of Emigrant Bank (Miami, FL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2005Emigrant Savings Bank - Manhattan opens in New York, NY
- Dec 31, 2012MERGEDEmigrant Savings Bank - Manhattan merged into Emigrant Bank of New York, NY.FDIC certificate 58168 ends; its business continues under certificate 12054.
- Oct 1, 2023MERGEDEmigrant Bank of New York, NY merged into Emigrant Bank of Miami, FL.FDIC certificate 12054 ends; its business continues under certificate 57083.
- TodayOPEN
Emigrant BankMain office Miami, FL · FDIC certificate 57083 · 7 offices in 2 states on June 30, 2026Every Emigrant Bank office → Website on file with the FDIC: www.emigrant.com
If you still have something from Emigrant Savings Bank - Manhattan
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Emigrant Savings Bank - Manhattan as lienholder, start with Emigrant Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Emigrant Bank to search for the account under the name Emigrant Savings Bank - Manhattan. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Emigrant Bank which branch now holds boxes from the Emigrant Savings Bank - Manhattan office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 465 Grand StNew York, NY | OpenApple Bank |
| 10 Downing StNew York, NY | OpenApple Bank |
| 278 Eighth AvenueNew York, NY | OpenApple Bank |
| 345 7th AveNew York, NY | OpenApple Bank |
| 812 Lexington Ave, # 814New York, NY | No longer reported |
| 105 2nd AveNew York, NY | No longer reported |
| 110 Church StNew York, NY | No longer reported |
| 1170 Lexington AveNew York, NY | No longer reported |
| 375 Hudson StreetNew York, NY | No longer reported |
| 250 West 23rd StreetNew York City, NY | No longer reported |
| 445 Park AvenueNew York City, NY | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 58168 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.