Bank Branches › Closed and merged banks › Michigan › Level One Bank
What happened to Level One Bank?
Level One Bank in Farmington Hills, MI merged into First Merchants Bank of Muncie, IN on Apr 1, 2022. First Merchants Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2007Level One Bank opens in Farmington Hills, MI
- Apr 1, 2022MERGEDLevel One Bank merged into First Merchants Bank of Muncie, IN.FDIC certificate 58604 ends; its business continues under certificate 4365.
- TodayOPEN
First Merchants BankMain office Muncie, IN · FDIC certificate 4365 · 129 offices in 3 states on June 30, 2026Every First Merchants Bank office → Website on file with the FDIC: www.firstmerchants.com
If you still have something from Level One Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Level One Bank as lienholder, start with First Merchants Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Merchants Bank to search for the account under the name Level One Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Merchants Bank which branch now holds boxes from the Level One Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
23 offices filed under this charter in some year from 1994 on. 15 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 125 W William StAnn Arbor, MI | OpenFirst Merchants Bank |
| 37100 Woodward AveBloomfield Township, MI | OpenFirst Merchants Bank |
| 1712 W Maple RdBirmingham, MI | OpenFirst Merchants Bank |
| 30095 Northwestern HwyFarmington Hills, MI | OpenFirst Merchants Bank |
| 30201 Orchard Lake Rd, Ste 165Farmington Hills, MI | OpenFirst Merchants Bank |
| 22635 Woodward AveFerndale, MI | OpenFirst Merchants Bank |
| 43683 Schoenherr RdSterling Heights, MI | OpenFirst Merchants Bank |
| 20550 Haggerty RdNorthville, MI | OpenFirst Merchants Bank |
| 2355 Burton St SeGrand Rapids, MI | OpenFirst Merchants Bank |
| 6450 Telegraph RdBloomfield Hills, MI | OpenFirst Merchants Bank |
| 44350 W 12 Mile RdNovi, MI | OpenFirst Merchants Bank |
| 1420 Washington Blvd Ste 110Detroit, MI | OpenFirst Merchants Bank |
| 3930 S State RdAnn Arbor, MI | OpenFirst Merchants Bank |
| 1880 S Rochester RdRochester, MI | OpenFirst Merchants Bank |
| 195 N Maple RdAnn Arbor, MI | OpenFirst Merchants Bank |
| 611 N. Wisner StreetJackson, MI | No longer reported |
| 32991 Hamilton CtFarmington Hills, MI | No longer reported |
| 31000 Northwestern HighwayFarmington Hills, MI | No longer reported |
| 37000 Grand River Avenue, Suite 100Farmington Hills, MI | No longer reported |
| 39600 Garfield Rd.Clinton Township, MI | No longer reported |
| 21211 Haggerty RoadNovi, MI | No longer reported |
| 28345 Beck Road, Suite 102Wixom, MI | No longer reported |
| 28300 Orchard Lake RoadFarmington Hills, MI | No longer reported |
Banks folded into Level One Bank
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| Ann Arbor State BankAnn Arbor, MI | Jan 2, 2020 |
| Bank of MichiganFarmington Hills, MI | Mar 1, 2016 |
| Lotus BankNovi, MI | Feb 28, 2015 |
| Paramount BankFarmington Hills, MI | Dec 10, 2010 |
| Michigan Heritage BankFarmington Hills, MI | Apr 24, 2009 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 58604 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.