Bank Branches › Closed and merged banks › Maryland › Bay Bank, FSB
What happened to Bay Bank, FSB?
Bay Bank, FSB in Columbia, MD merged into Old Line Bank of Bowie, MD on Apr 14, 2018. After 1 more change of hands, what was Bay Bank, FSB is today part of WesBanco Bank, Inc. (Wheeling, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2010Bay Bank, FSB opens in Columbia, MD
- Apr 14, 2018MERGEDBay Bank, FSB merged into Old Line Bank of Bowie, MD.FDIC certificate 59004 ends; its business continues under certificate 27599.
- Nov 22, 2019MERGEDOld Line Bank of Bowie, MD merged into WesBanco Bank, Inc. of Wheeling, WV.FDIC certificate 27599 ends; its business continues under certificate 803.
- TodayOPEN
WesBanco Bank, Inc.Main office Wheeling, WV · FDIC certificate 803 · 217 offices in 8 states on June 30, 2026Every WesBanco Bank, Inc. office → Website on file with the FDIC: www.wesbanco.com
If you still have something from Bay Bank, FSB
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Bay Bank, FSB as lienholder, start with WesBanco Bank, Inc.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask WesBanco Bank, Inc. to search for the account under the name Bay Bank, FSB. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask WesBanco Bank, Inc. which branch now holds boxes from the Bay Bank, FSB office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
18 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 4040 Schroeder AvePerry Hall, MD | OpenWesBanco Bank, Inc. |
| 1732 Reisterstown Rd, Ste 101Baltimore, MD | OpenWesBanco Bank, Inc. |
| 817 Maiden Choice Ln, Ste 108Catonsville, MD | OpenWesBanco Bank, Inc. |
| 427 Crain Hwy NGlen Burnie, MD | OpenWesBanco Bank, Inc. |
| 531 S Conkling StBaltimore, MD | OpenWesBanco Bank, Inc. |
| 1740 E Joppa RdBaltimore, MD | No longer reported |
| 10301 York RdCockeysville, MD | No longer reported |
| Www.Baybankmd.ComBaltimore, MD | No longer reported |
| 344 N. Charles StreetBaltimore, MD | No longer reported |
| 2328 West Joppa Road Suite 100Lutherville, MD | No longer reported |
| 7151 Columbia Gateway Drive, Suite AColumbia, MD | No longer reported |
| 602 Hoagie DriveBel Air, MD | No longer reported |
| 3700 East Northern ParkwayBaltimore, MD | No longer reported |
| Westland BoulevardBaltimore, MD | No longer reported |
| 1614 Churchville RoadBel Air, MD | No longer reported |
| 2637a Old Annapolis RoadHanover, MD | No longer reported |
| 684 Old Mill RoadMillersville, MD | No longer reported |
| 109 Poplar Hill AvenueSalisbury, MD | No longer reported |
Banks folded into Bay Bank, FSB
4 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Hopkins Federal Savings BankBaltimore, MD | Jul 8, 2016 |
| Slavie Federal Savings BankBel Air, MD | May 30, 2014 |
| Carrollton BankBaltimore, MD | Apr 19, 2013 |
| Bay National BankBaltimore, MD | Jul 9, 2010 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 59004 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.