Bank Branches › Closed and merged banks › Vermont › Vermont National Bank
What happened to Vermont National Bank?
Vermont National Bank in Brattleboro, VT merged into Chittenden Trust Company of Burlington, VT on Mar 24, 2000. After 2 more changes of hands, what was Vermont National Bank is today part of Manufacturers and Traders Trust Company (Buffalo, NY).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1906Vermont National Bank opens in Brattleboro, VT
- Mar 24, 2000MERGEDVermont National Bank merged into Chittenden Trust Company of Burlington, VT.FDIC certificate 6265 ends; its business continues under certificate 14149.
- Jan 1, 2009MERGEDChittenden Trust Company of Burlington, VT merged into People's United Bank of Bridgeport, CT.FDIC certificate 14149 ends; its business continues under certificate 27334.
- Apr 2, 2022MERGEDPeople's United Bank (by then renamed People's United Bank, National Association) of Bridgeport, CT merged into Manufacturers and Traders Trust Company of Buffalo, NY.FDIC certificate 27334 ends; its business continues under certificate 588.
- TodayOPEN
Manufacturers and Traders Trust CompanyMain office Buffalo, NY · FDIC certificate 588 · 957 offices in 14 states on June 30, 2026Every Manufacturers and Traders Trust Company office → Website on file with the FDIC: www.mtb.com
If you still have something from Vermont National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Vermont National Bank as lienholder, start with Manufacturers and Traders Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Manufacturers and Traders Trust Company to search for the account under the name Vermont National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Manufacturers and Traders Trust Company which branch now holds boxes from the Vermont National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
60 offices filed under this charter in some year from 1994 on. 29 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 148 College StBurlington, VT | OpenCitizens Bank, National Association |
| 87 West StRutland, VT | OpenManufacturers and Traders Trust Company |
| 894 Putney RdBrattleboro, VT | OpenCitizens Bank, National Association |
| 479 Canal StBrattleboro, VT | OpenManufacturers and Traders Trust Company |
| 1 Center StExeter, NH | OpenManufacturers and Traders Trust Company |
| 1117 Shelburne RdSouth Burlington, VT | OpenCitizens Bank, National Association |
| 286 Route 7, SouthRutland, VT | OpenCommunity Bank, National Association |
| 84 Pearl StEssex Junction, VT | OpenCitizens Bank, National Association |
| 29 E Main StWilmington, VT | OpenManufacturers and Traders Trust Company |
| 310 Main StBennington, VT | OpenCitizens Bank, National Association |
| 152 S Main StSaint Albans, VT | OpenCitizens Bank, National Association |
| 112 State StMontpelier, VT | OpenManufacturers and Traders Trust Company |
| 190 Maple StWhite River Junction, VT | OpenManufacturers and Traders Trust Company |
| 5 Market StTilton, NH | OpenThe Camden National Bank |
| 36 Middle Rd NMiddlebury, VT | OpenCitizens Bank, National Association |
| 537 Central AveDover, NH | OpenManufacturers and Traders Trust Company |
| 68 Helena DrWilliston, VT | OpenCitizens Bank, National Association |
| 731 Route 22a NFair Haven, VT | OpenManufacturers and Traders Trust Company |
| 152 Main StLudlow, VT | OpenBeacon Bank and Trust |
| 7 Main StMontpelier, VT | OpenCitizens Bank, National Association |
| 6 Main StSpringfield, VT | OpenManufacturers and Traders Trust Company |
| 2 The GrnWoodstock, VT | OpenManufacturers and Traders Trust Company |
| 55 Main StRaymond, NH | OpenManufacturers and Traders Trust Company |
| 456 State Route 111Hampstead, NH | OpenManufacturers and Traders Trust Company |
| 597 Vermont Route 30Newfane, VT | OpenManufacturers and Traders Trust Company |
| 292 N Main StBarre, VT | OpenManufacturers and Traders Trust Company |
| 57 S Main StChester, VT | OpenManufacturers and Traders Trust Company |
| 160 Portsmouth AveStratham, NH | OpenManufacturers and Traders Trust Company |
| 110 S Main StRochester, NH | OpenManufacturers and Traders Trust Company |
| 3686 Main StreetJamaica, VT | No longer reported |
| 73 Prim Road; Ste 7Colchester, VT | No longer reported |
| 32 Malletts Bay AvenueWinooski, VT | No longer reported |
| 186 Main St.Vergennes, VT | No longer reported |
| 8 Newmarket RoadDurham, NH | No longer reported |
| 851 Central AvenueDover, NH | No longer reported |
| 143 Woodstock AvenueRutland, VT | No longer reported |
| 5 Park AvenueNorthfield, VT | No longer reported |
| Berlin Mall, R.r. #4Montpelier, VT | No longer reported |
| Spit Brook RoadNashua, NH | No longer reported |
| 270 Lafayette Road, Route 1Seabrook, NH | No longer reported |
Banks folded into Vermont National Bank
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 11 charters end up inside it.
| Bank | Ended |
|---|---|
| Vermont Federal National BankExeter, NH | Sep 22, 1997 |
| Valley BankWhite River Junction, VT | Sep 13, 1991 |
| Montpelier National BankMontpelier, VT | Nov 29, 1974 |
| Ethan Allen National BankFair Haven, VT | Nov 24, 1972 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6265 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.