Bank Branches › Closed and merged banks › New Jersey › Vista Bank, National Association
What happened to Vista Bank, National Association?
Vista Bank, National Association in Phillipsburg, NJ (earlier called The Phillipsburg National Bank and Trust Company) merged into United Trust Bank of Bridgewater, NJ on Aug 24, 2002. After 1 more change of hands, what was Vista Bank, National Association is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1856The Phillipsburg National Bank and Trust Company opens in Phillipsburg, NJ
- Aug 21, 2000renamed Vista Bank, National Association
- Aug 24, 2002MERGEDVista Bank, National Association merged into United Trust Bank of Bridgewater, NJ.FDIC certificate 6407 ends; its business continues under certificate 6308.
- Mar 19, 2004MERGEDUnited Trust Bank of Bridgewater, NJ merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 6308 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Vista Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Vista Bank, National Association as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Vista Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Vista Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
16 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 755 Memorial PkwyPhillipsburg, NJ | OpenPNC Bank, National Association |
| 48 W Washington AveWashington, NJ | OpenPNC Bank, National Association |
| 331 3rd AveAlpha, NJ | OpenPNC Bank, National Association |
| 61 N 3rd StEaston, PA | OpenPNC Bank, National Association |
| 39 Wal-Mart PlazaClinton, NJ | No longer reported |
| 309 Route 202 SouthFlemington, NJ | No longer reported |
| 413 Route 57 WestWashington, NJ | No longer reported |
| 1225 US Highway 22Phillipsburg, NJ | No longer reported |
| 716 Route 57Stewartsville, NJ | No longer reported |
| 115 South Main StreetPhillipsburg, NJ | No longer reported |
| 1192 Route 22 EastPhillipsburg, NJ | No longer reported |
| 2925 William Penn Highway, Suite 200Easton, PA | No longer reported |
| 2850 Easton AvenueBethlehem, PA | No longer reported |
| 1003 West Broad StreetBethlehem, PA | No longer reported |
| 2400 Schoenersville RoadBethlehem, PA | No longer reported |
| 3815 Linden StreetBethlehem, PA | No longer reported |
Banks folded into Vista Bank, National Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Twin Rivers Community BankEaston, PA | Aug 21, 2000 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6407 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.