Bank Branches › Closed and merged banks › New Jersey › Union Center National Bank
What happened to Union Center National Bank?
Union Center National Bank in Union, NJ (earlier called The Union Center National Bank) merged into ConnectOne Bank of Englewood Cliffs, NJ on Jul 1, 2014. ConnectOne Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1923The Union Center National Bank opens in Union, NJ
- Jun 15, 1995renamed Union Center National Bank
- Jul 1, 2014MERGEDUnion Center National Bank merged into ConnectOne Bank of Englewood Cliffs, NJ.FDIC certificate 6431 ends; its business continues under certificate 57919.
- TodayOPEN
ConnectOne BankMain office Englewood Cliffs, NJ · FDIC certificate 57919 · 57 offices in 3 states on June 30, 2026Every ConnectOne Bank office → Website on file with the FDIC: www.connectonebank.com
If you still have something from Union Center National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Union Center National Bank as lienholder, start with ConnectOne Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask ConnectOne Bank to search for the account under the name Union Center National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask ConnectOne Bank which branch now holds boxes from the Union Center National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
20 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 214 South StMorristown, NJ | OpenConnectOne Bank |
| 2455 Morris AveUnion, NJ | OpenConnectOne Bank |
| 545 Morris AveSummit, NJ | OpenConnectOne Bank |
| 783 Mountain AveSpringfield, NJ | OpenConnectOne Bank |
| 171 E Saddle River RdSaddle River, NJ | OpenConnectOne Bank |
| 356 Chestnut StUnion, NJ | OpenConnectOne Bank |
| 104 Ely PlaceBoonton, NJ | No longer reported |
| 300 Main StreetMadison, NJ | No longer reported |
| 12 East Palisades AvenueEnglewood, NJ | No longer reported |
| 3 Allerman RoadOakland, NJ | No longer reported |
| 512 Springfield AvenueBerkeley Heights, NJ | No longer reported |
| 2003 Morris AvenueUnion, NJ | No longer reported |
| 2350 North 3rd StreetUnion, NJ | No longer reported |
| 2933 Vauxhall RoadVauxhall, NJ | No longer reported |
| 344 Nassau StreetPrinceton, NJ | No longer reported |
| 190 Park AvenueHanover Township, NJ | No longer reported |
| 82-84 South StreetMorristown, NJ | No longer reported |
| 1723 Stuyvesant AvenueUnion, NJ | No longer reported |
| 320 Chestnut StreetUnion, NJ | No longer reported |
| 952 Stuyvesant AvenueUnion, NJ | No longer reported |
Banks folded into Union Center National Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Red Oak BankHanover Township, NJ | May 20, 2005 |
| Lehigh Savings Bank, SLAUnion, NJ | Jun 28, 1996 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6431 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.