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FDIC certificate 6454 · Cherry Hill, NJ

What happened to United Jersey Bank/South, National Association?

United Jersey Bank/South, National Association in Cherry Hill, NJ (earlier called The Cumberland National Bank of Bridgeton and 1 other name) merged into United Jersey Bank of Hackensack, NJ on Jul 16, 1994. After 2 more changes of hands, what was United Jersey Bank/South, National Association is today part of Bank of America, National Association (Charlotte, NC).

1816
opened
1994
merged away
3
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1816
    The Cumberland National Bank of Bridgeton opens in Cherry Hill, NJ
  2. Nov 1, 1976
    renamed United Jersey Bank/Cumberland National
  3. Nov 21, 1986
    renamed United Jersey Bank/South, National Association
  4. Jul 16, 1994
    MERGEDUnited Jersey Bank/South, National Association merged into United Jersey Bank of Hackensack, NJ.FDIC certificate 6454 ends; its business continues under certificate 550.
  5. Mar 1, 2001
    MERGEDUnited Jersey Bank (by then renamed Summit Bank) of Hackensack, NJ merged into Fleet National Bank of Providence, RI.FDIC certificate 550 ends; its business continues under certificate 2558.
  6. Jun 13, 2005
    MERGEDFleet National Bank of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
  7. Today
    OPEN
    Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026

    Every Bank of America, National Association office →   Website on file with the FDIC: www.bankofamerica.com

If you still have something from United Jersey Bank/South, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows United Jersey Bank/South, National Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Bank of America, National Association to search for the account under the name United Jersey Bank/South, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Bank of America, National Association which branch now holds boxes from the United Jersey Bank/South, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

37 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.

OfficeLast filed under itNow
3131 Route 38Mount Laurel, NJ1994OpenBank of America, National Association
703 Haddonfield Berlin RdVoorhees, NJ1994OpenBank of America, National Association
351 Route 70 WMarlton, NJ1994OpenBank of America, National Association
875 Mantua PikeWoodbury, NJ1994OpenBank of America, National Association
4900 Route 70Pennsauken, NJ1994OpenBank of America, National Association
470 N Delsea DrVineland, NJ1994OpenBank of America, National Association
139 Route 130 SCinnaminson, NJ1994OpenBank of America, National Association
222 S White Horse PikeHammonton, NJ1994OpenBank of America, National Association
60 Cornwell DrBridgeton, NJ1994OpenBank of America, National Association
407 Egg Harbor RdSewell, NJ1994OpenBank of America, National Association
1709 High St NMillville, NJ1994OpenBank of America, National Association
101 N Black Horse PikeWilliamstown, NJ1994OpenBank of America, National Association
433 Market Street, Laeda BuildingCamden, NJ1994OpenBank of America, National Association
322 High StreetBurlington, NJ1994No longer reported
1107 Sunset RoadBurlington Township, NJ1994No longer reported
3113 Route 38Mount Laurel, NJ1994No longer reported
2700 Westfield AveCamden, NJ1994No longer reported
23 West Maple AvenueMerchantville, NJ1994No longer reported
800 Kings Highway NorthCherry Hill, NJ1994No longer reported
198 Warwick RoadStratford, NJ1994No longer reported
7811 Maple AvenuePennsauken Township, NJ1994No longer reported
140 Route 73 NorthBerlin Township, NJ1994No longer reported
1460 East Marlton PikeCherry Hill, NJ1994No longer reported
1800 Cherry Avenue WestCherry Hill, NJ1994No longer reported
114 Hayes Mill RoadAtco, NJ1994No longer reported
1227 Blackwood Clementon RoadGloucester Township, NJ1994No longer reported
South Broadway At George StreetGloucester City, NJ1994No longer reported
Clementon-Erial Road & Branch AvenuePine Hill, NJ1994No longer reported
1201 North Broad StreetWoodbury, NJ1994No longer reported
22 North Broad StreetWoodbury, NJ1994No longer reported
Cooper Street and Walker AvenueDeptford Township, NJ1994No longer reported
3600 East Landis AvenueVineland, NJ1994No longer reported
57 East Commerce StreetBridgeton, NJ1994No longer reported
33 North High StreetMillville, NJ1994No longer reported
1736 Main StreetPort Norris, NJ1994No longer reported
East Main Street and Wade BoulevardMillville, NJ1994No longer reported
500 Shiloh PikeHopewell Township, NJ1994No longer reported

Banks folded into United Jersey Bank/South, National Association

5 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.

BankEndedHow
Empire Savings Bank, FSBHammonton, NJOct 11, 1991failed
United Jersey Bank/Lenape StateDeptford, NJOct 30, 1987merged
United Jersey Bank/Fidelity BankPennsauken, NJAug 28, 1987merged
United Jersey Bank/SouthwestCamden, NJNov 21, 1986merged
United Jersey Bank/City NationalVineland, NJNov 1, 1976merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6454 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.