Bank Branches › Closed and merged banks › Ohio › The Third National Bank of Western Ohio
What happened to The Third National Bank of Western Ohio?
The Third National Bank of Western Ohio in Celina, OH (earlier called First National Bank of Mercer County and 1 other name) merged into The Third National Bank and Trust Company of Dayton, OH on Oct 8, 1983. After 1 more change of hands, what was The Third National Bank of Western Ohio is today part of KeyBank National Association (Cleveland, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1900First National Bank of Mercer County opens in Celina, OH
- Jun 30, 1979renamed The Central Trust Company of Western Ohio, National Association
- Jan 1, 1983renamed The Third National Bank of Western Ohio
- Oct 8, 1983MERGEDThe Third National Bank of Western Ohio merged into The Third National Bank and Trust Company of Dayton, OH.FDIC certificate 6542 ends; its business continues under certificate 6568.
- Feb 17, 1992MERGEDThe Third National Bank and Trust Company (by then renamed Society Bank, National Association) of Dayton, OH merged into Society National Bank of Cleveland, OH.FDIC certificate 6568 ends; its business continues under certificate 17534.
- TodayOPEN
KeyBank National AssociationMain office Cleveland, OH · FDIC certificate 17534 · 951 offices in 16 states on June 30, 2026Every KeyBank National Association office → Website on file with the FDIC: www.key.com
If you still have something from The Third National Bank of Western Ohio
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The Third National Bank of Western Ohio as lienholder, start with KeyBank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask KeyBank National Association to search for the account under the name The Third National Bank of Western Ohio. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask KeyBank National Association which branch now holds boxes from the The Third National Bank of Western Ohio office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into The Third National Bank of Western Ohio
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| The Home Banking CompanySt. Marys, OH | Jun 30, 1979 |
| The Rockford National BankRockford, OH | Sep 30, 1972 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6542 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.