Bank Branches › Closed and merged banks › New York › Chase Lincoln First Bank, National Association
What happened to Chase Lincoln First Bank, National Association?
Chase Lincoln First Bank, National Association in Rochester, NY (earlier called Lincoln National Bank and Trust Company of Central New York and 1 other name) merged into The Chase Manhattan Bank (National Association) of New York City, NY on Jan 1, 1993. After 1 more change of hands, what was Chase Lincoln First Bank, National Association is today part of JPMorgan Chase Bank, National Association (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1929Lincoln National Bank and Trust Company of Central New York opens in Rochester, NY
- Nov 1, 1972renamed Lincoln First Bank-Central, National Association
- laterrenamed Chase Lincoln First Bank, National Association
- Jan 1, 1993MERGEDChase Lincoln First Bank, National Association merged into The Chase Manhattan Bank (National Association) of New York City, NY.FDIC certificate 7318 ends; its business continues under certificate 624.
- Jul 14, 1996MERGEDThe Chase Manhattan Bank (National Association) of New York City, NY merged into Chemical Bank of Columbus, OH.FDIC certificate 624 ends; its business continues under certificate 628.
- TodayOPEN
JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026Every JPMorgan Chase Bank, National Association office → Website on file with the FDIC: www.jpmorganchase.com
If you still have something from Chase Lincoln First Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Chase Lincoln First Bank, National Association as lienholder, start with JPMorgan Chase Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask JPMorgan Chase Bank, National Association to search for the account under the name Chase Lincoln First Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask JPMorgan Chase Bank, National Association which branch now holds boxes from the Chase Lincoln First Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Chase Lincoln First Bank, National Association
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 7 charters end up inside it.
| Bank | Ended |
|---|---|
| Lincoln First Bank of RochesterRochester, NY | Jan 1, 1979 |
| First-City National Bank of Binghamton, N. Y.Binghamton, NY | Jan 1, 1979 |
| The First National Bank of JamestownJamestown, NY | Jan 1, 1979 |
| National Bank of WestchesterWhite Plains, NY | Jan 1, 1979 |
| The National Exchange Bank of BoonvilleBoonville, NY | Jul 31, 1970 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7318 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.