Bank Branches › Closed and merged banks › New York › The National Bank of Delaware County
What happened to The National Bank of Delaware County?
The National Bank of Delaware County in Walton, NY (earlier called The First National Bank and Trust Company of Walton and 1 other name) merged into Wayne Bank of Honesdale, PA on Jul 31, 2016. Wayne Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1890The First National Bank and Trust Company of Walton opens in Walton, NY
- Jan 31, 1958renamed The National Bank of Delaware County, Walton
- Sep 30, 1988renamed The National Bank of Delaware County
- Jul 31, 2016MERGEDThe National Bank of Delaware County merged into Wayne Bank of Honesdale, PA.FDIC certificate 7337 ends; its business continues under certificate 698.
- TodayOPEN
Wayne BankMain office Honesdale, PA · FDIC certificate 698 · 33 offices in 2 states on June 30, 2026Every Wayne Bank office → Website on file with the FDIC: Wayne.Bank
If you still have something from The National Bank of Delaware County
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The National Bank of Delaware County as lienholder, start with Wayne Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wayne Bank to search for the account under the name The National Bank of Delaware County. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wayne Bank which branch now holds boxes from the The National Bank of Delaware County office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 131-135 Delaware StreetWalton, NY | OpenWayne Bank |
| 1 Churchill AveStamford, NY | OpenWayne Bank |
| 4353 State Route 42Monticello, NY | OpenWayne Bank |
| 1972 Route 52Liberty, NY | OpenWayne Bank |
| 56 Stewart AveRoscoe, NY | OpenWayne Bank |
| 5 River RdCallicoon, NY | OpenWayne Bank |
| 536 Main StFranklin, NY | OpenWayne Bank |
| 314 Main StAndes, NY | OpenWayne Bank |
| 53898 State Highway 30Roxbury, NY | OpenWayne Bank |
| 101 Sullivan StWurtsboro, NY | OpenWayne Bank |
| 93 Main StreetNarrowsburg, NY | No longer reported |
| 35861 State Route 10Hamden, NY | No longer reported |
Banks folded into The National Bank of Delaware County
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| The National Bank of StamfordStamford, NY | Nov 10, 2007 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7337 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.