Bank Branches › Closed and merged banks › Pennsylvania › Cenwest National Bank
What happened to Cenwest National Bank?
Cenwest National Bank in Johnstown, PA (earlier called The Dale National Bank and 1 other name) merged into First Commonwealth Bank of Indiana, PA on Nov 13, 1995. First Commonwealth Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1921The Dale National Bank opens in Johnstown, PA
- Aug 16, 1985renamed Dale National Bank
- Dec 31, 1986renamed Cenwest National Bank
- Nov 13, 1995MERGEDCenwest National Bank merged into First Commonwealth Bank of Indiana, PA.FDIC certificate 7455 ends; its business continues under certificate 7468.
- TodayOPEN
First Commonwealth BankMain office Indiana, PA · FDIC certificate 7468 · 128 offices in 2 states on June 30, 2026Every First Commonwealth Bank office → Website on file with the FDIC: www.fcbanking.com
If you still have something from Cenwest National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Cenwest National Bank as lienholder, start with First Commonwealth Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Commonwealth Bank to search for the account under the name Cenwest National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Commonwealth Bank which branch now holds boxes from the Cenwest National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1001 Scalp AveJohnstown, PA | OpenFirst Commonwealth Bank |
| 8470 William Penn RdOsterburg, PA | OpenFirst Commonwealth Bank |
| 1400 Graham AveWindber, PA | OpenFirst Commonwealth Bank |
| 1047 Franklin StJohnstown, PA | OpenFirst Commonwealth Bank |
| 1541 Menoher BlvdJohnstown, PA | OpenFirst Commonwealth Bank |
| 3112 Elton RdJohnstown, PA | OpenFirst Commonwealth Bank |
| 525 Sunshine AvenueCentral City, PA | No longer reported |
| 1700 Stockholm AvenueWindber, PA | No longer reported |
| 4327 Quaker Valley RoadAlum Bank, PA | No longer reported |
| 217 Franklin StreetJohnstown, PA | No longer reported |
| 131 Fleming AveJohnstown, PA | No longer reported |
| 719 Bedford StreetJohnstown, PA | No longer reported |
Banks folded into Cenwest National Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Citizens National Bank in WindberWindber, PA | Dec 31, 1986 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7455 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.