Bank Branches › Closed and merged banks › Pennsylvania › Unitas National Bank
What happened to Unitas National Bank?
Unitas National Bank in Chambersburg, PA (earlier called Union National Bank & Trust Company of Huntingdon and 1 other name) merged into First Commonwealth Bank of Indiana, PA on Nov 13, 1995. First Commonwealth Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1866Union National Bank & Trust Company of Huntingdon opens in Chambersburg, PA
- Jan 4, 1982renamed Union National Bank and Trust Company
- Oct 1, 1983renamed Unitas National Bank
- Nov 13, 1995MERGEDUnitas National Bank merged into First Commonwealth Bank of Indiana, PA.FDIC certificate 7534 ends; its business continues under certificate 7468.
- TodayOPEN
First Commonwealth BankMain office Indiana, PA · FDIC certificate 7468 · 128 offices in 2 states on June 30, 2026Every First Commonwealth Bank office → Website on file with the FDIC: www.fcbanking.com
If you still have something from Unitas National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Unitas National Bank as lienholder, start with First Commonwealth Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Commonwealth Bank to search for the account under the name Unitas National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Commonwealth Bank which branch now holds boxes from the Unitas National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 9585 William Penn HwyHuntingdon, PA | OpenMid Penn Bank |
| 16 West Shirley StreetMount Union, PA | No longer reported |
| 500 Penn StreetHuntingdon, PA | No longer reported |
| 8384 Ashman StreetThree Springs, PA | No longer reported |
| 501 Penn StreetHuntingdon, PA | No longer reported |
| 269 King StreetPetersburg, PA | No longer reported |
| 1275 York RoadGettysburg, PA | No longer reported |
| 729 Main StreetSaxton, PA | No longer reported |
| 511 Pine Grove RoadState College, PA | No longer reported |
| 100 Rolling Ridge Drive, Suite 100State College, PA | No longer reported |
| 15 South Main StreetChambersburg, PA | No longer reported |
| 1720 Lincoln Way EastChambersburg, PA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7534 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.