Bank Branches › Closed and merged banks › Pennsylvania › Citizens Bank of Southern Pennsylvania
What happened to Citizens Bank of Southern Pennsylvania?
Citizens Bank of Southern Pennsylvania in Greencastle, PA (earlier called Citizens National Bank and Trust Company of Waynesboro and 1 other name) merged into Susquehanna Bank of Hagerstown, MD on Apr 15, 2005. After 2 more changes of hands, what was Citizens Bank of Southern Pennsylvania is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1901Citizens National Bank and Trust Company of Waynesboro opens in Greencastle, PA
- Jun 2, 1988renamed Citizens National Bank of Southern Pennsylvania
- Sep 24, 2001renamed Citizens Bank of Southern Pennsylvania
- Apr 15, 2005MERGEDCitizens Bank of Southern Pennsylvania merged into Susquehanna Bank of Hagerstown, MD.FDIC certificate 7796 ends; its business continues under certificate 9694.
- Oct 11, 2008MERGEDSusquehanna Bank of Hagerstown, MD merged into Susquehanna Bank PA of Lititz, PA.FDIC certificate 9694 ends; its business continues under certificate 7579.
- Aug 1, 2015MERGEDSusquehanna Bank PA (by then renamed Susquehanna Bank) of Lititz, PA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 7579 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from Citizens Bank of Southern Pennsylvania
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Citizens Bank of Southern Pennsylvania as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Truist Bank to search for the account under the name Citizens Bank of Southern Pennsylvania. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Truist Bank which branch now holds boxes from the Citizens Bank of Southern Pennsylvania office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
8 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 801 Norland AveChambersburg, PA | OpenTruist Bank |
| 15762 Pennsylvania Avenue, SGreencastle, PA | No longer reported |
| 10 West Main StreetWaynesboro, PA | No longer reported |
| 634 East Main StreetWaynesboro, PA | No longer reported |
| 35 Noth Carlisle StreetGreencastle, PA | No longer reported |
| 11055 Buchanan Trail EastWaynesboro, PA | No longer reported |
| 736 Chambersburg MallChambersburg, PA | No longer reported |
| 8th and Park StreetsWaynesboro, PA | No longer reported |
Banks folded into Citizens Bank of Southern Pennsylvania
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The Citizens National Bank of GreencastleGreencastle, PA | Jun 2, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7796 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.