Bank Branches › Closed and merged banks › Ohio › The Citizens Savings Bank
What happened to The Citizens Savings Bank?
The Citizens Savings Bank in Columbiana, OH merged into The Farmers National Bank of Salem of Salem, OH on Jul 17, 1970. After 4 more changes of hands, what was The Citizens Savings Bank is today part of JPMorgan Chase Bank, National Association (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1923The Citizens Savings Bank opens in Columbiana, OH
- Jul 17, 1970MERGEDThe Citizens Savings Bank merged into The Farmers National Bank of Salem of Salem, OH.FDIC certificate 8395 ends; its business continues under certificate 6691.
- May 3, 1979MERGEDThe Farmers National Bank of Salem (by then renamed Heritage Bank, N.A. - Salem) of Salem, OH merged into Heritage Bank of Toronto, OH.FDIC certificate 6691 ends; its business continues under certificate 6704.
- Apr 1, 1983MERGEDHeritage Bank of Toronto, OH merged into Bank One of Youngstown, National Association of Youngstown, OH.FDIC certificate 6704 ends; its business continues under certificate 6738.
- May 17, 1997MERGEDBank One of Youngstown, National Association (by then renamed Bank One, Youngstown, National Association) of Youngstown, OH merged into Bank One, National Association of Columbus, OH.FDIC certificate 6738 ends; its business continues under certificate 6559.
- Nov 13, 2004MERGEDBank One, National Association of Columbus, OH merged into JPMorgan Chase Bank, National Association of Columbus, OH.FDIC certificate 6559 ends; its business continues under certificate 628.
- TodayOPEN
JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026Every JPMorgan Chase Bank, National Association office → Website on file with the FDIC: www.jpmorganchase.com
If you still have something from The Citizens Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The Citizens Savings Bank as lienholder, start with JPMorgan Chase Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask JPMorgan Chase Bank, National Association to search for the account under the name The Citizens Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask JPMorgan Chase Bank, National Association which branch now holds boxes from the The Citizens Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8395 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.