Bank Branches › Closed and merged banks › Pennsylvania › Irwin Bank
What happened to Irwin Bank?
Irwin Bank in Irwin, PA (earlier called Irwin Savings and Trust Company and 1 other name) merged into S&T Bank of Indiana, PA on Jun 7, 2008. S&T Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1922Irwin Savings and Trust Company opens in Irwin, PA
- Aug 15, 1972renamed Irwin Bank & Trust Company
- Mar 15, 2007renamed Irwin Bank
- Jun 7, 2008MERGEDIrwin Bank merged into S&T Bank of Indiana, PA.FDIC certificate 8423 ends; its business continues under certificate 11124.
- TodayOPEN
S&T BankMain office Indiana, PA · FDIC certificate 11124 · 74 offices in 2 states on June 30, 2026Every S&T Bank office → Website on file with the FDIC: www.stbank.com
If you still have something from Irwin Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Irwin Bank as lienholder, start with S&T Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask S&T Bank to search for the account under the name Irwin Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask S&T Bank which branch now holds boxes from the Irwin Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2003 Lincoln WayWhite Oak, PA | OpenS&T Bank |
| 9350 Route 30Irwin, PA | OpenS&T Bank |
| 4021 Route 130Irwin, PA | OpenS&T Bank |
| 309 Main StIrwin, PA | OpenS&T Bank |
| 4580 Broadway BlvdMonroeville, PA | OpenS&T Bank |
| Oak Park Mall 2001 Lincoln WayWhite Oak, PA | No longer reported |
| 4589 Route 136Greensburg, PA | No longer reported |
| 20 North Pennsylvania AvenueGreensburg, PA | No longer reported |
| 2000 Penny LaneJeannette, PA | No longer reported |
| Four Triangle DriveGreensburg, PA | No longer reported |
| Norwin Hills Shopping CenterNorth Huntingdon, PA | No longer reported |
| 4548 Broadway BoulevardMonroeville, PA | No longer reported |
| 512 BroadwayPitcairn, PA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8423 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.