Bank Branches › Closed and merged banks › Maryland › Provident State Bank, Inc.
What happened to Provident State Bank, Inc.?
Provident State Bank, Inc. in Preston, MD (earlier called Provident State Bank of Preston, Maryland) merged into Summit Community Bank, Inc of Moorefield, WV on Apr 1, 2023. After 1 more change of hands, what was Provident State Bank, Inc. is today part of Burke & Herbert Bank & Trust Company (Alexandria, VA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1904Provident State Bank of Preston, Maryland opens in Preston, MD
- Jun 1, 2001renamed Provident State Bank, Inc.
- Apr 1, 2023MERGEDProvident State Bank, Inc. merged into Summit Community Bank, Inc of Moorefield, WV.FDIC certificate 8813 ends; its business continues under certificate 34102.
- May 3, 2024MERGEDSummit Community Bank, Inc of Moorefield, WV merged into Burke & Herbert Bank & Trust Company of Alexandria, VA.FDIC certificate 34102 ends; its business continues under certificate 11578.
- TodayOPEN
Burke & Herbert Bank & Trust CompanyMain office Alexandria, VA · FDIC certificate 11578 · 105 offices in 6 states on June 30, 2026Every Burke & Herbert Bank & Trust Company office → Website on file with the FDIC: www.burkeandherbertbank.com
If you still have something from Provident State Bank, Inc.
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Provident State Bank, Inc. as lienholder, start with Burke & Herbert Bank & Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Burke & Herbert Bank & Trust Company to search for the account under the name Provident State Bank, Inc.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Burke & Herbert Bank & Trust Company which branch now holds boxes from the Provident State Bank, Inc. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 209 Franklin StDenton, MD | OpenBurke & Herbert Bank & Trust Company |
| 325 Bloomingdale AveFederalsburg, MD | OpenBurke & Herbert Bank & Trust Company |
| 312 Main StPreston, MD | OpenBurke & Herbert Bank & Trust Company |
| 301 Crusader RdCambridge, MD | OpenBurke & Herbert Bank & Trust Company |
| 142 N Harrison StEaston, MD | OpenBurke & Herbert Bank & Trust Company |
| 8133 Elliott RdEaston, MD | OpenBurke & Herbert Bank & Trust Company |
| 141 Main StSecretary, MD | OpenBurke & Herbert Bank & Trust Company |
| 1 W Belle StRidgely, MD | OpenBurke & Herbert Bank & Trust Company |
| 18467 Coastal HwyLewes, DE | OpenBurke & Herbert Bank & Trust Company |
| 913 Mount Hermon RdSalisbury, MD | OpenBurke & Herbert Bank & Trust Company |
| 4440 Hurlock East New Market RdHurlock, MD | No longer reported |
| 39 Denton PlazaDenton, MD | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8813 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.