Bank Branches › Closed and merged banks › Illinois › Central National Bank of Mattoon
What happened to Central National Bank of Mattoon?
Central National Bank of Mattoon in Mattoon, IL merged into Mercantile Bank of Illinois of Springfield, IL on Sep 18, 1998. After 1 more change of hands, what was Central National Bank of Mattoon is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1910Central National Bank of Mattoon opens in Mattoon, IL
- Sep 18, 1998MERGEDCentral National Bank of Mattoon merged into Mercantile Bank of Illinois of Springfield, IL.FDIC certificate 929 ends; its business continues under certificate 10025.
- Apr 14, 2000MERGEDMercantile Bank of Illinois of Springfield, IL merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 10025 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Central National Bank of Mattoon
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Central National Bank of Mattoon as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name Central National Bank of Mattoon. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the Central National Bank of Mattoon office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
4 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1400 Charleston AveMattoon, IL | OpenU.S. Bank National Association |
| 402 Richmond Avenue EastMattoon, IL | No longer reported |
| 1900 Lake Land BoulevardMattoon, IL | No longer reported |
| East Route 16 and Dettro DriveMattoon, IL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 929 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.